This app helps premium credit card holders maximize their benefits by tracking and reminding them about expiring credits and perks. It offers insights into card value and ensures you don't miss out on any of the benefits you're paying for.
1.1
June 10, 2026
Meet Perksly AI — a private, on-device assistant that knows your wallet. Plus annual-fee ROI, Face ID lock, a brand refresh, and smarter search. What's new in 1.1: • Perksly AI (requires Apple Intelligence — iPhone 15 Pro or iPhone 16 and later). Ask things like "Which travel credits haven't I used yet?" or "Suggest a no-fee dining card I don't have." Every answer is grounded in your wallet and the Perksly catalog — the assistant can't invent card facts. Runs entirely on your iPhone; nothing leaves the device. Prefer the app without AI? Turn it off any time in Settings. • Annual fees + ROI. Add the fee to any card; Insights shows your net annual value minus fee per card. • Weekly Helpful Tips. Optional weekly nudges based on your actual wallet state — expiring credits, unused benefits, ROI summaries. Never generic; skips the week if nothing is worth flagging. Toggle in Settings. • Lock with Face ID. Optional, off by default. When on, Perksly also hides itself from the App Switcher preview. • Settings tab. Face ID, Weekly Helpful Tips, Perksly AI disclosure, Send Feedback, and Privacy Policy all live here. • Smarter wallet search. Searches card names, issuers, benefits, and perks — not just card titles. • Brand refresh. New mint and deep teal accents, card palette updates across Chase, Amex, Capital One, Citi, and BofA. • Catalog updates. Annual fees on all 229 cards. Added the Fidelity Rewards Visa Signature. Got feedback? Settings → Send Feedback.
MorePerksly includes a catalog of over 200 U.S. credit cards from major issuers. The catalog updates automatically as new cards launch and benefits change, ensuring comprehensive coverage.
Perksly is designed for privacy, storing all data on your device. It does not require accounts, send data to servers, or use analytics or tracking, ensuring your card information never leaves your iPhone.
No, Perksly is completely free to use and contains no advertisements. The app is designed to help you get value from your existing card benefits without any distractions.
The app was last updated on June 10, 2026, with version 1.1. The catalog of credit cards and their benefits also updates automatically as new information becomes available.
Perksly tracks various benefits including monthly, quarterly, semi-annual, and annual credits, as well as always-on perks like lounge access, elite status, insurance, and no foreign transaction fees.
Yes, Perksly provides insights that allow you to slice your wallet's value by card, category (dining, hotel, airline, transport), or issuer. This helps you understand which benefits you've earned and which are at risk of expiring.
Currently, Perksly is only supported on iPhone devices. The app is designed to leverage iOS features for its on-device data storage and privacy.
Perksly has a high user rating of 5.0 stars from 3 ratings, indicating very positive user sentiment. Users appreciate its ability to help them maximize their credit card benefits.
