Perki vs Perksly

You pay for perks every year whether you use them or not. Dining credits. Streaming reimbursements. Travel benefits. Statement credits that reset monthly, quarterly, or annually. Most people forget half of them — and that's exactly what the card companies are counting on. Perki fixes that. TRACK EVERY CARD. USE EVERY PERK. Add your credit cards from Perki's built-in library and we'll pre-load every perk they offer. Customize amounts, reset dates, and cadences. Add perks we missed. Remove ones you don't care about. Your cards, your perks, your rules. ONE TAP TO LOG. INSTANT PROGRESS. Every time you use a perk, tap to log it. Watch the progress bar fill. See exactly how much you've used and how much is still on the table. When a perk hits 100%, Perki stops tracking it — you're done. YOUR DASHBOARD TELLS THE REAL STORY. The Dollars at Risk number is what gets people. That's the total value of perks expiring soon that you haven't used yet. Not hypothetical money — real benefits you already paid for that you're about to lose. The dashboard also shows your utilization rate, what's resetting soon, and recent activity across all your cards. NOTIFICATIONS THAT ACTUALLY HELP. Set Perki to remind you before a perk resets — days, a week, or a month out. Choose your tone: Friendly: "Nudge nudge — $15.00 in Dining Credit on Amex Gold disappears in 3 days." Roast: "$15.00 in Dining Credit. 3 days. You've been warned. Again." BUILT FOR HOW YOU ACTUALLY USE CARDS. • Full perk library for major issuers — Chase, Amex, Citi, Capital One, and more • Monthly, quarterly, biannual, and annual reset cycles • Per-perk notifications with customizable lead time and frequency • Complete usage history with edit and delete • Search and sort across all your perks • Dashboard warnings configurable per reset cadence • Designed exclusively for iOS 26 YOUR DATA STAYS ON YOUR DEVICE. No subscriptions. No account required. No data sent anywhere, ever. Perki runs entirely on-device using Apple's SwiftData framework. Nothing leaves your phone.

Stop leaving money on the table. If you have premium credit cards, you're paying real money for real benefits — but most people use less than half of what their cards offer. Perksly is a private, on-device tracker that helps you actually use every credit, every perk, every month. WHAT PERKSLY DOES • Tracks monthly, quarterly, semi-annual, and annual credits across your wallet • Shows what's Available, Used, and At Risk of Expiring at a glance • Sends smart reminders before credits expire so you don't forget • Logs always-on perks (lounge access, elite status, insurance, no foreign transaction fees) • Built-in catalog of 200+ U.S. credit cards from major issuers • Catalog updates automatically as new cards launch and benefits change INSIGHTS THAT MATTER Slice your wallet's value by card, by category (dining, hotel, airline, transport), or by issuer. See which benefits you've earned this period and which you're at risk of losing before they reset. PRIVATE BY DESIGN Perksly stores everything on your device. No accounts to create, no data sent to our servers (we don't have any), no analytics, no ads, no tracking. Your card information never leaves your iPhone. FREE TO USE Perksly is free, with no ads and no tracking. Just an app to help you get the value you're already paying for. PERFECT FOR • Premium card holders who can't keep all the credits straight • Travelers tracking annual airline credits and hotel benefits • Anyone with multiple cards across different issuers • People who want to maximize their card portfolio without spreadsheets Add your first card in 30 seconds. Never let a benefit expire again.