Persimmoney

Keeping track of where your money goes shouldn’t feel like a chore. Persimmoney makes it simple to log your spending, stick to a budget, and actually understand your financial habits — without the complexity of traditional finance apps. Capture expenses the way that works for you: Got a receipt in hand? Take a photo with your camera or pick one from your gallery and Persimmoney handles the rest. Prefer to type it in? The manual entry screen lets you log an expense in seconds, with quick-select shortcuts for the merchants you visit most — like Kroger, Costco, Netflix, Georgia Power, and Gas stations. Set the date, amount, category, and payment method, and you’re done. A dashboard that tells the full story: The dashboard gives you a clear picture of your spending at a glance. See your total expenses, your single biggest purchase, your top spending category, your most-used merchant, and which store you visited most often. Switch between week, month, and last month views to track how your habits change over time. A side-by-side spending comparison shows exactly how your current period stacks up against the previous one. Visual breakdowns that actually make sense: A half-donut chart breaks your spending down by category — Housing, Groceries, Dining, Transportation, Healthcare, Entertainment, and more. The store treemap shows which merchants are taking the biggest share of your wallet, from your mortgage to your daily coffee run. A color-coded monthly calendar highlights your heaviest spending days so patterns become obvious fast. Set budgets and stay on track: Create monthly budgets for each spending category — Groceries, Dining & Restaurants, Transportation, and others. The Budget screen shows your total budget, what you’ve spent, and what’s remaining, with a clear on-track indicator per category. Tap Update anytime to adjust your budgets as your life changes. A full receipt history, organized and searchable: Every expense you log is saved and grouped by month, with a running total for each period. Browse transactions by date, filter by category, and see daily subtotals as you scroll. Whether you’re reviewing last Tuesday or looking back three months, your complete history is always a tap away Simple sign-in, no passwords: Sign in with just your email address. Enter your OTP and you’re in — no accounts to manage, no passwords to forget. Features • Scan receipts using your camera or upload from your photo gallery • Manual expense entry with quick-select shortcuts for frequent merchants • Dashboard with total spend, biggest expense, top category, top merchant, and most-visited store • Week, month, and last month views on the dashboard • Spending comparison between current and previous periods • Expenses by category half-donut chart with percentage and dollar breakdowns • Store expenses treemap showing spending by merchant • Color-coded daily expense calendar to spot heavy spending days • Monthly budget setup per category with live budget vs. actuals tracking • On-track status indicator for each budget category • Full receipt history grouped by month with expandable date views • Category filter on the receipts screen • Daily subtotals within the receipt list • 15+ spending categories including Housing, Groceries, Dining, Transportation, Healthcare, Entertainment, Travel, Shopping, Personal Care, Education, and more • Six payment method options: Credit Card, Debit Card, Cash, Check, Digital Wallet, and Bank Transfer • Up to five custom tags per expense • Email-based OTP sign-in, no password required