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owed

owed

money mangement made easy!

50 ratings
44 reviews
📊 Productivity
💰 Finance
Free

Details

  • Released
  • Updated
  • June 29, 2014
  • December 4, 2025

Features

Developer

Josh Gdovin
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About

Easily track money lent and borrowed among friends and family. Manage multiple debts per person, add contacts directly, and set reminders. Send email or SMS notifications to ensure you get paid back.

✓Track multiple debts per person
✓Use contacts to add people
✓Set notifications
✓Send email/SMS reminders
✓Update contact information
✓View transaction history
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What's New in owed

2.9.7

December 4, 2025

The icon now shines bright with a crisp white color that stays consistent across your experience. The status bar has been beautifully updated to blend seamlessly with your color scheme. You'll see a special announcement welcoming you to discover owed+, now live on the App Store! An Exciting New Chapter! Today is a celebration—owed+ (3.0) has officially launched! This represents the next evolution of what we've built together, and I couldn't be more excited to share it with you. For 8 incredible years, owed 2.0 has been an amazing adventure. Your feedback, encouragement, and trust have meant the world to me. Knowing that this app helped make your life even a little bit easier has been truly rewarding. This isn't a farewell—it's an invitation! I'd be honored if you'd join me on this next chapter with owed+. There are so many exciting things ahead, and I can't wait to share them with you. Thank you from the bottom of my heart for being part of this journey. Your support has made all the difference, and I'm genuinely grateful. Here's to new beginnings!

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User reviews

Most RecentHighest RatedLowest Rated

Great App! Maybe a couple improvements🤞

Great app! Nice to find one that’s free. Would it be possible to have the “total” that’s displayed on home page inside the “person” view please. And I didn’t know if it was possible to have a date & time field on the “person view” that you can set for each debt ( for example say the next morning you remember that x person owes you 20 from last night but)

I know it’s a big ask but thought it was worth a try.

Thanks - Jake
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jakeyboy0505jakeyboy0505

Awesome Debt Traker

Awesome debt tracker been using this app probably for 45 years have not had one problem with it and it’s really easy to use and I’m really happy. I found it. Thank you.
Arcturus98Arcturus98

My only complaint

I only complaint is that the debit credit history isn’t in any kind of order, it would be nice if it was in date order
ljj2meowljj2meow

So good!

Simple but well executed. As a busy freelance musician, I use this app multiple times per week to keep track of who owes me what for each gig, session, etc….
Makes my life so much simpler. I would absolutely pay for this app
Damian ErskineDamian Erskine

Multiple Currencies support

The app looks great. It’s very minimalistic, offers just what i was looking for, with the exception of 2 things.
1. i live in 2 countries and travel between the 2 often enough. It would be nice to be able to add entries in different currencies, and see the total converted to the main currency for example
2. I would like to see a summary of the money i owe/am owed in the home page, which would be the calculation of the money i owe to/am owed by all people.

Otherwise, looks great and i’ll probably continue using it
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Venko PVenko P
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Developer apps

owed +
owed +

by Josh Gdovin

💰 Finance

(7)

$0.99
See developer apps

FAQ

What does the owed app do?

The owed app helps you easily track money that you lend to or borrow from friends, family, and others. It allows you to manage multiple debts for each person and keeps a history of all transactions.

What are the key features of owed?

Key features include the ability to track multiple entries for each person, use your contacts to add new people, set notifications, send email or SMS reminders, and view the history of your statements. It also allows you to update person's information.

Is owed free to use?

Yes, the app is completely free to use and does not require any sign-up. This means you can start tracking your debts immediately without any cost.

How do I add people to the app?

You can easily add people by using your phone's contacts. The app integrates with your contacts to make the process of adding individuals and their borrowing or lending information super easy.

Can I send reminders to people?

Yes, you can send email or SMS reminders directly from the app. This feature helps ensure that people remember what they owe you, making it easier to get paid back.