Best Money Owed Apps

250+ iOS apps curated and reviewed

4.0 avg rating
19 free apps
Updated October 2026

Owed is the household name in money owed, but it's far from the only option. We track 250+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Compare top Money Owed Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Owed β€” Settlement FinderOwed β€” Settlement FinderFreeβ€”NoNoSep 2026
2Who Owes Me - Payment TrackerWho Owes Me - Payment TrackerFree4.6β˜… (810)NoYesOct 2026
3owedowedFree4.6β˜… (52)NoNoOct 2026
4Money OwedMoney OwedFree1.8β˜… (5)NoYesNov 2026
5PayMe - Claim Your MoneyPayMe - Claim Your MoneyFree4.8β˜… (37K)NoYesNov 2026
6Owed - Hidden MoneyOwed - Hidden MoneyFree3.0β˜… (4)NoYesOct 2026
7LEAD.LEAD.Free3.1β˜… (162)NoNoOct 2026
8DebtTracker: IOU & Loan LogDebtTracker: IOU & Loan LogFreeβ€”NoYesOct 2026

Top Picks for Money Owed

Who Owes Me - Payment Tracker#2

Who Owes Me - Payment Tracker by Voglhuber

Remember debts, split expenses
Strong Contender
πŸ’° Finance
4.6😐(810 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
Who Owes Me - Payment Tracker screenshot 2
Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

What We Love

  • πŸ‘ Easy to use and intuitive
  • πŸš€ Provides a good overview of debts
  • πŸ’‘ Helpful for tracking money owed
  • πŸš€ Simple and straightforward

Room to Improve

  • πŸ’° Subscription or high one-time cost
  • πŸ”’ Limited functionality in free version
  • πŸ› Sync issues between devices
  • πŸ› Crashes and data loss
  • πŸ’° Expensive for the features offered
owed#3

owed by Josh Gdovin

money mangement made easy!
Worth Considering
πŸ’° Finance
4.6😐(52 ratings)
Free
owed screenshot 1
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owed screenshot 4
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owed screenshot 6

Easily track money lent and borrowed among friends and family. Manage multiple debts per person, add contacts directly, and set reminders. Send email or SMS notifications to ensure you get paid back.

What We Love

  • πŸ‘ Simple and easy to use
  • πŸ’° Free with no ads/purchases
  • ✨ Clean and intuitive UI
  • 🎯 Does exactly what it promises
  • πŸ’‘ Useful for personal and business
  • βœ… Good for tracking who owes who
  • πŸš€ Quick and to the point
  • πŸ’― Well-executed concept

Room to Improve

  • πŸ“‰ Extremely limited functionality
  • πŸ—‚οΈ Debit/credit history not ordered
  • ❓ Lacks advanced features
  • πŸ€·β€β™‚οΈ Editing/deleting options poor
  • ⚠️ Some minor bugs reported
  • πŸ”„ Update issues reported
  • πŸ’Έ No multi-currency support
  • 🚫 No recurring payment option

More Money Owed apps to explore

FAQ about Money Owed

Are there free money owed apps for iPhone?
Yes β€” 19 of the top money owed apps we rank are free to download, including Owed β€” Settlement Finder and Who Owes Me - Payment Tracker.
Owed β€” Settlement Finder has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ money owed apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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