Best Money Owed Apps

247+ iOS apps curated and reviewed

4.4 avg rating
19 free apps
Updated October 2026

Owed is the household name in money owed, but it's far from the only option. We track 247+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Money Owed Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Owed — Settlement FinderOwed — Settlement FinderFree—NoNoSep 2026
2Who Owes Me - Payment TrackerWho Owes Me - Payment TrackerFree4.6★ (803)NoYesOct 2026
3Money OwedMoney OwedFree1.0★ (4)NoYesSep 2026
4Customer Ledger: Money OwedCustomer Ledger: Money OwedFree—NoYesAug 2026
5settled. - money owed, sorted.settled. - money owed, sorted.$1.995.0★ (2)NoNoOct 2026
6TehillimTehillimFree4.9★ (5.6K)NoNoOct 2026
7BackYet: Money OwedBackYet: Money OwedFree—NoYesAug 2026
8owedowedFree4.6★ (52)NoNoSep 2026

Top Picks for Money Owed

Who Owes Me - Payment Tracker#2

Who Owes Me - Payment Tracker by Voglhuber

Remember debts, split expenses
Strong Contender
💰 Finance
4.6😐(803 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
Who Owes Me - Payment Tracker screenshot 2
Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

What We Love

  • 👍 Easy to use and intuitive
  • 🚀 Provides a good overview of debts
  • 💡 Helpful for tracking money owed
  • 🚀 Simple and straightforward

Room to Improve

  • 💰 Subscription or high one-time cost
  • 🔒 Limited functionality in free version
  • 🐛 Sync issues between devices
  • 🐛 Crashes and data loss
  • 💰 Expensive for the features offered
Money Owed#3

Money Owed by Eduardo Almeida

Track IOUs. Share balances.
Worth Considering
🔧 Utilities
1.0(4 ratings)
FreeIn-App Purchases
Money Owed screenshot 1
Money Owed screenshot 2
Money Owed screenshot 3
Money Owed screenshot 4
Money Owed screenshot 5
Money Owed screenshot 6

Easily track who owes you money and who you owe. Log debts, split bills, and manage shared expenses with friends and family. Features include recurring payments, bill splitting via photo, and offline tracking.

More Money Owed apps to explore

FAQ about Money Owed

Are there free money owed apps for iPhone?
Yes — 19 of the top money owed apps we rank are free to download, including Owed — Settlement Finder and Who Owes Me - Payment Tracker.
Owed — Settlement Finder has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 247+ money owed apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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