Best Money Owed Apps

178+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Who Owes Me is the household name in money owed, but it's far from the only option. We track 178+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Money Owed

Who Owes Me - Payment Tracker#1

Who Owes Me - Payment Tracker by Roman Voglhuber

Remember debts & split costs
Editor's Choice
💰 Finance
4.8😐(55 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
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Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Keep track of debts and IOUs with ease using this handy app. Never forget who owes you money and stay on top of your finances effortlessly. Sign up now to simplify managing your debts.

What We Love

  • 👍 Easy to use and intuitive
  • 🚀 Provides a good overview of debts
  • 💡 Helpful for tracking money owed
  • 🚀 Simple and straightforward

Room to Improve

  • 💰 Subscription or high one-time cost
  • 🔒 Limited functionality in free version
  • 🐛 Sync issues between devices
owed#2

owed by Josh Gdovin

money mangement made easy!
Strong Contender
💰 Finance
4.6(50 ratings)
Free
owed screenshot 1
owed screenshot 2
owed screenshot 3
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owed screenshot 5
owed screenshot 6

This application helps users manage money owed to them by friends and family, allowing them to track multiple debts, send reminders, and view payment history. It's free to use, easy to set up, and offers features like contact integration, notifications, and 3D touch functionality.

Splitwise#3

Splitwise by Splitwise, Inc.

Split expenses with friends
Worth Considering
💰 Finance
3.9😊(26K ratings)
FreeIn-App Purchases
#25in Finance
Splitwise screenshot 1
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Splitwise screenshot 4
Splitwise screenshot 5

An app that simplifies sharing expenses among friends and family, making it easy to split bills for rent, trips, events, and more. Offers features like multi-platform support, debt simplification, expense categorization, and integrated payment options. Experience stress-free money management and smoother financial relationships.

What We Love

  • 🚀 Simplifies splitting expenses
  • 👍 Easy to use and intuitive
  • 💡 Helpful for group trips and shared living
  • 🚀 Convenient payment integration

Room to Improve

  • 🐛 Confusing settle up process
  • 🐛 Inaccurate receipt scanning
  • 💰 Subscription model too expensive

More Money Owed apps to explore

4
OweMe - Debt Tracker
OweMe - Debt Tracker
OweMe - Debt Tracker
Keep track of your money
Free

Track and manage your debts efficiently with an intuitive debt manager app that reminds you of unpaid debts and provides an overview of all outstanding amounts. Upgrade to unlock pro features and choose from various subscription options for enhanced functionality.

🔧 Utilities
(289)
5
PayMe - Claim Your Money
PayMe - Claim Your Money
PayMe - Claim Your Money
Class Action Claims Simplified
Free

Get paid from unclaimed class action lawsuits without needing a lawyer. Use our simple platform to find eligible claims, file them instantly, and track your payouts, with a subscription option available for full access.

💰 Finance
(35K)
6
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
IOUs & Money Messages
Free
💰 Finance
(9)
7
Settlemate: Claim Savings
Settlemate: Claim Savings
Settlemate: Claim Savings
Class Action Claims Simplified
Free
💰 Finance
(23)
8
Debty - Private Debt Tracker
Debty - Private Debt Tracker
Debty - Private Debt Tracker
Keep track of your debts/loans
Free

This simple and intuitive app helps you manage and track your debts, loans, and shared expenses, making it easy to record and track money you owe or are owed. With features like automatic calculations, reminders, and iCloud synchronization, you can manage your finances with ease and stay on top of your debt payments.

💰 Finance
(16)
9
OweYou - Money That's Yours
OweYou - Money That's Yours
OweYou - Money That's Yours
Class Action Settlements
Free

Join class action settlements from companies you've purchased from and claim your owed money in a simple and easy way. Select the brands you've bought from, join the settlement pool, and get cash once approved - no legal expertise required.

💰 Finance
(976)
10
iClaim - Free Money
iClaim - Free Money
iClaim - Free Money
by Symaro, LLC
Free
🔧 Utilities
(170)
11
PayoutFinder: Unclaimed Money
PayoutFinder: Unclaimed Money
PayoutFinder: Unclaimed Money
Find money you’re owed now
Free
💰 Finance
(26)
12
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

💰 Finance
(6.7K)
13
Money manager, expense tracker
Money manager, expense tracker
Money manager, expense tracker
Финансы - расходы и доходы
Free

Manage your money effortlessly with this budget and expense tracker app. Track your spending, set reminders for payments, and stay organized with clear visuals and personalization features. Take control of your finances with just a few clicks!

💰 Finance
(98)
14
Owe: Debt Tracker & Planner
Owe: Debt Tracker & Planner
Owe: Debt Tracker & Planner
Keep Track of Debt Payoff Plan
Free

This debt tracking application helps you manage your personal finances by allowing you to track who owes you and whom you owe, add one-off and recurring payments, and set reminders for upcoming payments. By using this app, you can easily stay on top of your budget, avoid missed payments, and keep track of your debts.

💰 Finance
(3)
15
My debts manager
My debts manager
My debts manager
manage your debts and loans
Free

Easily manage your debts, loans, and expenses with this app, keeping full control of your personal finances and tracking transactions with friends, family, or clients. Stay organized and avoid forgetfulness with features like credit tracking, personalized alerts, and secure data access, and try it out today!

💼 Business
(56)
16
Debt Tracker: Personal Debts
Debt Tracker: Personal Debts
Debt Tracker: Personal Debts
Debt payment tracker
Free

This application helps you manage personal debts by tracking who owes you money and those you owe, allowing you to monitor debt payments and progress. It enables you to record debts, make partial payments, and view debt history, making it easier to control your financial situation.

💰 Finance
(9)
17
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
Track debts and split bills
Free

Easily track and manage debts with friends by snapping pictures of bills, assigning expenses, and keeping a running tally of what everyone owes. Sign up with your phone number and start settling up with friends today!

💰 Finance
(62)
18
GetOwed:Claim Your Money
GetOwed:Claim Your Money
GetOwed:Claim Your Money
Find & Claim Unclaimed Money
Free
💰 Finance
(63)
19
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Improve your financial health with breakthrough tools from an app that offers cash advances up to $100, overdraft alerts, spending tracking, and expense management. Take control of your finances today!

💰 Finance
(107K)
20
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

A debt payoff app that uses the snowball method to help users tackle their debts strategically. Start managing your debts effectively today with this intuitive planner.

💰 Finance
(1K)