Discover and claim money you're owed from forgotten accounts, company settlements, and overpaid bills. This app uses AI to find potential claims and connects you with experts to negotiate lower rates, helping you recover lost funds and save money effortlessly.
Summarized from real user reviews of PayMe. Based on 35K reviews and a 4.8/5 average, it highlights the 2 positives and 5 negatives reviewers mention most about this Finance app.
4.7
July 29, 2026
New settlements and a personalized experience
Full access to all premium features, billed monthly
$49.99
PayMe Lifetime Subscription
PayMe Lifetime Subscription
2 issues
Constant crashes and freezes
Unreliable settlement tracking
2 requests
Accurate and up-to-date settlement information
Transparent payout process
PayMe is a comprehensive finance app designed to help users find and claim money they are owed. It scans for class action settlements, identifies forgotten unclaimed property, negotiates lower bills, and checks eligibility for various legal claims and tax credits.
The app helps you save money in several ways. It connects you with expert negotiators to lower your cable, internet, phone, and insurance bills, typically saving users over $300 annually. It also identifies forgotten subscriptions and free trials that could be costing you money.
The app is free to download and use, with in-app purchases available for certain services or premium features. While many of its core functions like searching for unclaimed property and checking settlement eligibility are free, some advanced features or successful claim payouts might involve a fee or commission.
PayMe helps you find money from various sources, including class action settlements from companies that violated your rights, forgotten bank accounts or refunds turned over to the state, and potential savings on your bills. It also checks eligibility for mass tort and personal injury lawsuits.
The bill negotiation feature connects you with expert negotiators who will contact your service providers (cable, internet, phone, insurance) to fight for lower rates on your behalf. You don't need to do anything; the app and its partners handle the entire process to secure savings for you.
