Best Pay Me Up Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

PayMe is the household name in pay me up, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Pay Me Up Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PayMe - Claim Your MoneyPayMe - Claim Your MoneyFree4.8★ (35K)NoYesAug 2026
2Qmee: Paid Surveys | Free CashQmee: Paid Surveys | Free CashFree4.6★ (34K)NoNoAug 2026
3payme - переводы и платежиpayme - переводы и платежиFree4.8★ (8.4K)NoNoAug 2026
4PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
5ZayZoon - Wages On-DemandZayZoon - Wages On-DemandFree4.9★ (40K)NoNoAug 2026
6Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoAug 2026
7Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
8Dayforce Wallet: On-demand PayDayforce Wallet: On-demand PayFree4.9★ (56K)NoNoAug 2026

Top Picks for Pay Me Up

PayMe - Claim Your Money#1

PayMe - Claim Your Money by Control. Alt. Delete. LLC

Settlements, Bills & Savings
Editor's Choice
💰 Finance
4.8😞(35K ratings)
FreeIn-App Purchases
#100in Finance
PayMe - Claim Your Money screenshot 1
PayMe - Claim Your Money screenshot 2
PayMe - Claim Your Money screenshot 3
PayMe - Claim Your Money screenshot 4
PayMe - Claim Your Money screenshot 5

Discover and claim money you're owed from forgotten accounts, company settlements, and overpaid bills. This app uses AI to find potential claims and connects you with experts to negotiate lower rates, helping you recover lost funds and save money effortlessly.

What We Love

  • 🤑 Easy money
  • 🤯 Crazy settlements

Room to Improve

  • 🚫 Scam/misleading
  • 🤖 Poor customer support
  • 🕰️ Slow/glitchy
Qmee: Paid Surveys | Free Cash#2

Qmee: Paid Surveys | Free Cash by Qmee

Earn $ Rewards, Get Gift Cards
Strong Contender
🌟 Lifestyle
4.6😊(34K ratings)
Free
Qmee: Paid Surveys | Free Cash screenshot 1
Qmee: Paid Surveys | Free Cash screenshot 2
Qmee: Paid Surveys | Free Cash screenshot 3
Qmee: Paid Surveys | Free Cash screenshot 4
Qmee: Paid Surveys | Free Cash screenshot 5
Qmee: Paid Surveys | Free Cash screenshot 6

Earn real cash and gift cards by sharing your opinions on products, services, and trending topics. This app offers multiple ways to earn, including surveys, cashback, deals, and even trivia, with fast, no-minimum payouts to PayPal or Venmo.

What We Love

  • 💰 Instant cash outs
  • 🤑 Earn money easily
  • 👍 Convenient and user-friendly
  • 🙌 Great for making extra cash

Room to Improve

  • 🚫 High disqualification rates
  • ⏱️ Surveys take longer than expected
  • 💸 Low pay per survey
payme - переводы и платежи#3

payme - переводы и платежи by DIDA (INSPIRED LLC)

Оплата услуг, интернета и ЖКХ
Worth Considering
💰 Finance
4.8😐(8.4K ratings)
Free
payme - переводы и платежи screenshot 1
payme - переводы и платежи screenshot 2
payme - переводы и платежи screenshot 3
payme - переводы и платежи screenshot 4
payme - переводы и платежи screenshot 5
payme - переводы и платежи screenshot 6

This app simplifies your financial life by allowing you to pay bills, transfer money, and manage expenses all in one place. Enjoy commission-free payments, earn bonuses, and even pay in stores using QR codes. Track your spending with detailed analytics and access exclusive features with a subscription.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick and efficient money transfers
  • 💡 Useful for monitoring transactions

Room to Improve

  • 🐛 Bugs and crashes on certain devices
  • 💰 High service fees
  • 🔌 Compatibility issues with older devices

More Pay Me Up apps to explore

4
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
5
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(40K)
free with in-app purchases
6
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
💰 Finance
(118K)
free
7
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
8
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(56K)
free
9
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(41K)
free
10
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

Quick and secure bill paymentsPartnerships with local billing organizationsAuto-pay functionality
💰 Finance
(26K)
free
11
PayMate - Pay your mates
PayMate - Pay your mates
PayMate - Pay your mates
by Alternative Payments Ltd
Free
💰 Finance
(0)
12
BOWL ME UP
BOWL ME UP
BOWL ME UP
ORDER ONLINE FROM BOWL ME UP
Free
🍔 Food & Drink
(0)
13
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Up to $500, Early Wage Access
Free
$0.99 | 100% OFF

Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.

Access earned wages earlyFast cash advancesInstant pay option
💰 Finance
(2.6K)
free with in-app purchases
14
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
💰 Finance
(152K)
subscription
15
Freecash - Get Paid Real Money
Freecash - Get Paid Real Money
Freecash - Get Paid Real Money
Earn money, tests, surveys
Free

Earn real money online by completing various tasks. Participate in surveys, take online tests, and get cashback offers to collect points. Exchange these points for valuable rewards like PayPal cash and Amazon vouchers.

Online testsSurveysCashback offers
🎬 Entertainment
(122K)
free
16
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
17
Chengeta Pay
Chengeta Pay
Chengeta Pay
by Chengeta Pay LTD
Free
💰 Finance
(0)
18
Starbucks
Starbucks
Starbucks
Order, pay, and earn Stars.
Free

Easily order your favorite drinks and food ahead of time, customize your perfect beverage, and earn rewards with every purchase. Manage your Starbucks Card, send eGifts, and find nearby stores with hours and amenities.

Order ahead and customize drinksEarn Stars for free food and drinksSave payment methods and scan to pay
🍔 Food & Drink
(8.2M)
free with in-app purchases
19
TP Pay
TP Pay
TP Pay
A secure VTU platform
Free
🛍️ Shopping
(0)
20
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
💰 Finance
(324K)
free with in-app purchases

FAQ about Pay Me Up

What are the best pay me up apps for iPhone?
PayMe - Claim Your Money tops our pay me up apps ranking as of August 2026, with a 4.8-star average from 35K App Store ratings, and it's free to download.
Yes — 20 of the top pay me up apps we rank are free to download, including PayMe - Claim Your Money and Qmee: Paid Surveys | Free Cash.
PayMe - Claim Your Money has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ pay me up apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
PayMe is a comprehensive finance app designed to help users find and claim money they are owed. It scans for class action settlements, identifies forgotten unclaimed property, negotiates lower bills, and checks eligibility for various legal claims and tax credits.
The app helps you save money in several ways. It connects you with expert negotiators to lower your cable, internet, phone, and insurance bills, typically saving users over $300 annually. It also identifies forgotten subscriptions and free trials that could be costing you money.