Best owed alternatives: apps like owed

10+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated October 2026

Whether you want more options like owed or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to owed

PayMeLater Friend Debt Tracker#3

PayMeLater Friend Debt Tracker by Nicovate Limited

Track debts and split bills
Worth Considering
💰 Finance
4.7(71 ratings)
FreeIn-App Purchases
PayMeLater Friend Debt Tracker screenshot 1
PayMeLater Friend Debt Tracker screenshot 2
PayMeLater Friend Debt Tracker screenshot 3
PayMeLater Friend Debt Tracker screenshot 4
PayMeLater Friend Debt Tracker screenshot 5
PayMeLater Friend Debt Tracker screenshot 6

Effortlessly track money owed between friends and split group expenses. Easily record who owes whom, even for shared meals, by snapping photos of bills and assigning items. Stay on top of your social finances without the hassle.

More apps like owed

4
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
IOUs, Bills & Repayment Plans
Free

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

Track loans and IOUsSplit bills easilyBuilt-in Money Messages for conversations
💰 Finance
(356)
free with in-app purchases
5
Debt Tracker by UnDebt
Debt Tracker by UnDebt
Debt Tracker by UnDebt
Loan Payoff Planner & Snowball
Free

Easily manage all your debts and loans in one place. Track payments, interest, and categorize your financial obligations to stay organized and on the path to financial freedom.

Custom debt categoriesInterest rate trackingTrack lent and borrowed money
💰 Finance
(4)
free with in-app purchases
6
Keepfully – Loan Tracker
Keepfully – Loan Tracker
Keepfully – Loan Tracker
Organize Private Loaned Things
Free

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

Track money and objects lent/borrowedOrganize by person with overviewAutomatic loan reminders
💰 Finance
(30)
freemium
7
Evenly - Lend and never forget
Evenly - Lend and never forget
Evenly - Lend and never forget
Track what you loan and borrow
Free

Easily track money lent to and borrowed from friends. This app synchronizes loan history across devices, ensuring no transaction is forgotten. It features automatic reflection of loans for both parties and convenient push notifications.

Track loans and borrowingsSync history with friendsLend to contacts
💰 Finance
(75)
free
8
Who Owes Me - LentPal
Who Owes Me - LentPal
Who Owes Me - LentPal
Track personal debts & IOUs
Free

Easily track personal loans and casual debts with friends, family, or coworkers. Log every loan or IOU in seconds, get clear summaries of all balances, and receive reminders for payments. Avoid awkward money conversations and keep all your casual debts organized in one simple place.

Track loans instantlySmart balance overviewPayment reminders
💰 Finance
(6)
freemium
9
Lending - Track money & items
Lending - Track money & items
Lending - Track money & items
Borrowing & lending manager.
Free

Easily manage all your borrowed and lent items and money. Keep a detailed record of transactions, including currency support and returned items.

Track borrowed itemsTrack lent itemsTrack borrowed money
💰 Finance
(22)
free
10
Debtors list Lite
Debtors list Lite
Debtors list Lite
Track who owes you money
Free

Easily track who owes you money and whom you owe without complex spreadsheets. Record debts, partial payments, and settled amounts with a clean, intuitive interface. Securely lock your financial records with biometric authentication.

Add debts in secondsRecord partial repaymentsMark debts as settled
💰 Finance
(1)
free with in-app purchases