$0.99

Details

Released
November 12, 2025
Updated
September 26, 2026

Features

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About

Easily track and settle debts with a modern, user-friendly interface. Send payment requests via text for popular payment apps and personalize your experience with custom icons. A helpful guide is available to assist you.

✓Cross-platform access
✓Enhanced visibility with color palettes
✓Request money via text message
✓Personalize app icon
✓Helpful guide mascot
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What's New in owed +

4.7

September 26, 2026

Version 4.7 is here! Fall has officially arrived, and Gus has been hard at work getting the app ready for the season. What's new Fall load screen: The app now opens with a new autumn-themed load screen. Think warm colors, falling leaves and a little extra coziness every time you launch. Fall app icon: A seasonal icon to match. It'll look right at home on your home screen next to your pumpkin spice everything. Under the hood Gus also spent a lot of time on things you won't see but should definitely feel: Faster load times and snappier navigation throughout the app Smoother performance and general polish Bug fixes and stability improvements to keep things running reliably Grab a warm drink, update the app, and enjoy the season. Thanks for sticking with us, and happy fall, everyone! — Gus

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User reviews

Update cleared all my logs

Cloud wasn’t working. Update cleared my one device I dedicated to logging everything.

update: every single update clears everything. making this app beyond useless and an overall loss. sincerely can’t believe this is being passed off as an update.

Dev responded and all has been fixed. I appreciate the response and the fixes. Definitely earned the 5/5 again
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Response from developer

Thank you for sticking with owed+ and for taking the time to share your experience — even though it was clearly a frustrating one, and rightfully so. Losing your data more than once is absolutely unacceptable, and I'm genuinely sorry that happened to you. The good news: both of these issues have been fixed. Cloud syncing is back up and running, and I've put a fail-safe in place so that future updates will never overwrite your data again. Your logs are safe going forward. I know trust has to be earned back, and I'd love the chance to do that. If you run into anything at all, please don't hesitate to reach out directly. I'm a solo developer and I truly care about getting this right. 🙏

App makeover

Looks like the developers did some nifty updates. Been using the app for a long time and I use it for everything, from what I owe my friends in golf betting to keeping track of “loans’ off the books ;)
Thanks and keep up the good work!

Problems have been fixed

They got back to me that problems have been fixed. Had always been happy with the app

Response from developer

Thank you so much for taking the time to leave a review — I really appreciate it! I'm so sorry you ran into that issue, and I completely understand how frustrating that must have been. The good news is I've already added some fail-safes to make sure it doesn't happen again! I'd love the chance to win back your trust, and I hope you'll give owed+ another shot. 😊

Great for keeping track of money!

Cool app that I use often for keeping track of money that’s lent and borrowed. Good to see the cloud syncing is fixed. 👏

Response from developer

Thanks for the review! There was a new version of the app that was pushed out that should fix your cloud syncing issue. I hope you are enjoying owed+

Finally, a debt tracker that gets it right!

I've tried a dozen apps to keep track of who owes me what, and they all feel either over-engineered or completely barebones. owed+ is the first one that actually feels like it belongs on my iPhone.
The UI is clean, intuitive, and genuinely polished — you can tell a real designer built this. Adding a person and logging what they owe takes about five seconds. No bloat, no unnecessary steps. The iCloud sync works flawlessly across my devices, and I love that my data is just there when I need it — no accounts, no subscriptions, no nonsense.

The payment request integration is a game-changer. Being able to send an Apple Pay, Venmo, or PayPal request directly from the app means I'm not fumbling between apps trying to remind someone they still owe me for dinner. One tap and it's handled.

The email reminder feature is subtle but incredibly useful — perfect for those situations where you don't want an awkward text conversation but still need a nudge to get sent.

And Gus? The little pig mascot on the load screen is genuinely charming. It's one of those small details that makes you smile every time you open the app. Whoever animated that deserves a raise.

If you've ever had money float into the void because you forgot to follow up, download this now. It pays for itself the first time someone actually pays you back.
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Developer apps

FAQ

How secure is owed +?

The app is designed for finance tracking and is rated for ages 17+, suggesting a focus on mature user security. Specific security protocols are not detailed in the description, but it is a paid application, often indicating a higher level of user data protection.

What payment methods can I request money for with owed +?

You can send payment requests directly via text message for Apple Pay, PayPal, and Venmo. This allows for quick and convenient settlement of debts with friends and family.

Does owed + have ads?

No, owed + does not contain advertisements. As a paid application, it offers an ad-free experience for users.

What devices does owed + support?

owed + is available on iPhone and iPad, with seamless access across all your devices including Mac desktop. This cross-platform compatibility ensures you can manage your debts from anywhere.

How often is owed + updated?

The app was last updated on March 29, 2026, indicating active development and support. This suggests that new features and improvements are regularly rolled out.

What is the price of owed +?

owed + is a paid application priced at $0.99. This one-time purchase grants you access to all its features for debt management and payment requests.

What do users like about owed +?

User feedback highlights the app's fresh, modern interface designed for effortless IOU management. The ability to request money via text for popular payment apps and the cross-platform freedom are also key benefits.

Can I customize the look of owed +?

Yes, you can personalize your experience with owed + by selecting from multiple app icon designs that match your style. The app also features new color palettes for enhanced visibility and comfort.