Comparison

owed + vs Expensia pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

owed +

Easily track and settle debts with a modern, user-friendly interface. Send payment requests via text for popular payment apps and personalize your experience with custom icons. A helpful guide is available to assist you.

Highlights
  • Cross-platform access
  • Enhanced visibility with color palettes
  • Request money via text message
  • Personalize app icon
  • Helpful guide mascot
Features
Read full description

Introducing the All-New Owed+ App Say hello to a completely reimagined way to track and settle debts! The new Owed+ app features a fresh, modern interface designed from the ground up to make managing your IOUs effortless and enjoyable. What's New: Cross-Platform Freedom – Access your account seamlessly across all your devices. Start on your iPhone, check in on your iPad, and manage everything from your Mac desktop. Enhanced Visibility – Choose from our new color palettes designed with improved contrast in mind, ensuring everyone can use Owed+ comfortably and clearly. Request Money in Seconds – Send payment requests directly via text message for Apple Pay, PayPal, and Venmo. No more awkward conversations or forgotten debts – tap, text, and get paid. Make It Yours – Personalize your experience by selecting from multiple app icon designs that match your style. Meet Gus, Your Helpful Guide – Say hello to Gus, our friendly pig mascot! Gus is here to walk you through the new app, share helpful tips, and make getting started a breeze. Whether you're new to Owed+ or returning to explore all the improvements, Gus has got your back. The new Owed+ app isn't just an update – it's a complete transformation designed to make tracking who owes what simpler, faster, and more accessible than ever before.

About

Expensia pro

Features
Read full description

Expensia Pro is a powerful and intuitive application specifically designed to help you manage your daily expenses, track debts, and organize installment plans seamlessly. Take full control of your financial obligations and clear your liabilities with complete peace of mind. Whether you need to log daily cash flows, monitor money you owe or are owed, or keep up with recurring installments, Expensia Pro streamlines everything in one secure place with a premium, modern user interface. Key Features (Free): Expense Management: Track your daily spending and income easily with customizable financial categories. Debt & Loan Tracker: Efficiently monitor all your debts and loans, keeping a clear record of who owes you and whom you owe. Installment Planner: Organize your recurring monthly installments, payment schedules, and outstanding balances. Premium UI/UX: Enjoy a sleek interface featuring high-contrast dark mode and modern layouts tailored for an optimal experience. Expensia Pro Premium (In-App Purchases): Upgrade to unlock advanced features designed to maximize your data security and financial analysis: Cloud Backup & Sync: Securely back up your financial records and sync them across your devices. Advanced Statistics: Get interactive visual charts and in-depth analytics to better understand your spending habits. Biometric App Lock: Protect your private and sensitive financial data using Touch ID or Face ID. Data Privacy & Security: Your financial transactions, debt records, and entries remain completely confidential and secure. Organize your financial liabilities today. Download Expensia Pro and manage your expenses, debts, and installments like a pro! Terms of Use (EULA): https://alrsaam.com/expensia-app/terms-use.html

Screenshots

owed +4 screens
Expensia pro4 screens

Verdict

The call

The clearest difference is price: Expensia pro at Free against owed +'s $0.99. Expensia pro also leads on iOS requirement (13.0 vs 18.0). owed +'s advantage is in-app purchases (none vs 2) and ads (none vs shown). On rating, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Expensia pro is free to download; owed + costs $0.99 up front. Expensia pro sells 2 in-app purchases, starting at $3.99 per year. owed + asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for owed + against 5.0 for Expensia pro. That said, the two scores are not equally well evidenced: owed + has 7 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
owed + versus Expensia pro: the parameters behind the verdict, then further details
Parameterowed +Expensia pro
Price$0.99Free — better
Rating5.0 (7 ratings)5.0 (1 ratings)
Positive reviews55.6% of reviews—
Number of ratings7 — better1
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationPaid—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.013.0 — better
Further details — not scored
Size25 MB46 MB
Age rating17+4+
DeveloperJosh GdovinKhalid Abdelaziz

In-app purchases

None

owed +

No in-app purchases

2 purchases

Expensia pro

Subscriptions1
  • Annual Access$3.991 Year
One-time1
  • Lifetime Access$5.99

Questions

Is owed + free?
owed + costs $0.99, with no in-app purchases.
Is Expensia pro free?
Expensia pro is free to download, with in-app purchases available.
Which has better reviews, owed + or Expensia pro?
owed + and Expensia pro are both rated 5.0 out of 5 on the App Store, from 7 and 1 ratings respectively.
Do owed + or Expensia pro have ads?
Expensia pro shows ads; owed + does not.
Which is updated more often, owed + or Expensia pro?
owed + ships an update every 2 weeks, and Expensia pro every 2 weeks. Most recently, owed + was updated on October 24, 2026 and Expensia pro on October 24, 2026.

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