owed + vs Expensia pro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
owed +
Easily track and settle debts with a modern, user-friendly interface. Send payment requests via text for popular payment apps and personalize your experience with custom icons. A helpful guide is available to assist you.
- Cross-platform access
- Enhanced visibility with color palettes
- Request money via text message
- Personalize app icon
- Helpful guide mascot
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Introducing the All-New Owed+ App Say hello to a completely reimagined way to track and settle debts! The new Owed+ app features a fresh, modern interface designed from the ground up to make managing your IOUs effortless and enjoyable. What's New: Cross-Platform Freedom – Access your account seamlessly across all your devices. Start on your iPhone, check in on your iPad, and manage everything from your Mac desktop. Enhanced Visibility – Choose from our new color palettes designed with improved contrast in mind, ensuring everyone can use Owed+ comfortably and clearly. Request Money in Seconds – Send payment requests directly via text message for Apple Pay, PayPal, and Venmo. No more awkward conversations or forgotten debts – tap, text, and get paid. Make It Yours – Personalize your experience by selecting from multiple app icon designs that match your style. Meet Gus, Your Helpful Guide – Say hello to Gus, our friendly pig mascot! Gus is here to walk you through the new app, share helpful tips, and make getting started a breeze. Whether you're new to Owed+ or returning to explore all the improvements, Gus has got your back. The new Owed+ app isn't just an update – it's a complete transformation designed to make tracking who owes what simpler, faster, and more accessible than ever before.
Expensia pro
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Expensia Pro is a powerful and intuitive application specifically designed to help you manage your daily expenses, track debts, and organize installment plans seamlessly. Take full control of your financial obligations and clear your liabilities with complete peace of mind. Whether you need to log daily cash flows, monitor money you owe or are owed, or keep up with recurring installments, Expensia Pro streamlines everything in one secure place with a premium, modern user interface. Key Features (Free): Expense Management: Track your daily spending and income easily with customizable financial categories. Debt & Loan Tracker: Efficiently monitor all your debts and loans, keeping a clear record of who owes you and whom you owe. Installment Planner: Organize your recurring monthly installments, payment schedules, and outstanding balances. Premium UI/UX: Enjoy a sleek interface featuring high-contrast dark mode and modern layouts tailored for an optimal experience. Expensia Pro Premium (In-App Purchases): Upgrade to unlock advanced features designed to maximize your data security and financial analysis: Cloud Backup & Sync: Securely back up your financial records and sync them across your devices. Advanced Statistics: Get interactive visual charts and in-depth analytics to better understand your spending habits. Biometric App Lock: Protect your private and sensitive financial data using Touch ID or Face ID. Data Privacy & Security: Your financial transactions, debt records, and entries remain completely confidential and secure. Organize your financial liabilities today. Download Expensia Pro and manage your expenses, debts, and installments like a pro! Terms of Use (EULA): https://alrsaam.com/expensia-app/terms-use.html
Screenshots
Verdict
The clearest difference is price: Expensia pro at Free against owed +'s $0.99. Expensia pro also leads on iOS requirement (13.0 vs 18.0). owed +'s advantage is in-app purchases (none vs 2) and ads (none vs shown). On rating, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Expensia pro is free to download; owed + costs $0.99 up front. Expensia pro sells 2 in-app purchases, starting at $3.99 per year. owed + asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for owed + against 5.0 for Expensia pro. That said, the two scores are not equally well evidenced: owed + has 7 ratings behind it against 1, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 24, 2026.
| Parameter | owed + | Expensia pro |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 5.0 (7 ratings) | 5.0 (1 ratings) |
| Positive reviews | 55.6% of reviews | — |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Paid | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 25 MB | 46 MB |
| Age rating | 17+ | 4+ |
| Developer | Josh Gdovin | Khalid Abdelaziz |
In-app purchases
owed +
No in-app purchases
Expensia pro
- Annual Access$3.991 Year
- Lifetime Access$5.99









