iOweYou vs owed +
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iOweYou
Read full descriptionHide full description
Making Debt Tracking Fun and Easy! Managing debts has never been this fun and hassle-free! With iOweYou, you can easily keep track of what you owe and what you’re owed. Whether it's splitting rent with roommates, tracking shared expenses with friends, or just remembering who bought dinner last time, iOweYou has got you covered. Create and join contracts with friends to keep everything transparent and organized. Add new deals with just a few taps, and let your friends approve or dispute them. When it’s time to settle up, simply choose the statement period and get everything squared away with ease. And don’t worry about losing track – all your past statements are archived and accessible whenever you need them. iOweYou is your go-to app for managing debts, ensuring that you never miss a payment and always stay on top of your finances. Download now and take the stress out of debt tracking!
owed +
Easily track and settle debts with a modern, user-friendly interface. Send payment requests via text for popular payment apps and personalize your experience with custom icons. A helpful guide is available to assist you.
- Cross-platform access
- Enhanced visibility with color palettes
- Request money via text message
- Personalize app icon
- Helpful guide mascot
Read full descriptionHide full description
Introducing the All-New Owed+ App Say hello to a completely reimagined way to track and settle debts! The new Owed+ app features a fresh, modern interface designed from the ground up to make managing your IOUs effortless and enjoyable. What's New: Cross-Platform Freedom – Access your account seamlessly across all your devices. Start on your iPhone, check in on your iPad, and manage everything from your Mac desktop. Enhanced Visibility – Choose from our new color palettes designed with improved contrast in mind, ensuring everyone can use Owed+ comfortably and clearly. Request Money in Seconds – Send payment requests directly via text message for Apple Pay, PayPal, and Venmo. No more awkward conversations or forgotten debts – tap, text, and get paid. Make It Yours – Personalize your experience by selecting from multiple app icon designs that match your style. Meet Gus, Your Helpful Guide – Say hello to Gus, our friendly pig mascot! Gus is here to walk you through the new app, share helpful tips, and make getting started a breeze. Whether you're new to Owed+ or returning to explore all the improvements, Gus has got your back. The new Owed+ app isn't just an update – it's a complete transformation designed to make tracking who owes what simpler, faster, and more accessible than ever before.
Screenshots
Verdict
The clearest difference is price: iOweYou at Free against owed +'s $0.99. owed +'s advantage is ads (none vs shown) and update cadence (every 2 weeks vs every 2 months). On in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
iOweYou is free to download; owed + costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
iOweYou ships an update every 2 months, owed + every 2 weeks. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.
| Parameter | iOweYou | owed + |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | — | 5.0 (7 ratings) — better |
| Positive reviews | — | 55.6% of reviews |
| Number of ratings | — | 7 — better |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | — | Paid |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 22 MB | 25 MB |
| Age rating | 4+ | 17+ |
| Developer | Nikolai Nobadi | Josh Gdovin |
In-app purchases
iOweYou
No in-app purchases
owed +
No in-app purchases









