Comparison

MoDebt vs owed +

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoDebt

Features
Read full description

MoDebt is a simple way to track who owes you money and who you owe.

About

owed +

Easily track and settle debts with a modern, user-friendly interface. Send payment requests via text for popular payment apps and personalize your experience with custom icons. A helpful guide is available to assist you.

Highlights
  • Cross-platform access
  • Enhanced visibility with color palettes
  • Request money via text message
  • Personalize app icon
  • Helpful guide mascot
Features
Read full description

Introducing the All-New Owed+ App Say hello to a completely reimagined way to track and settle debts! The new Owed+ app features a fresh, modern interface designed from the ground up to make managing your IOUs effortless and enjoyable. What's New: Cross-Platform Freedom – Access your account seamlessly across all your devices. Start on your iPhone, check in on your iPad, and manage everything from your Mac desktop. Enhanced Visibility – Choose from our new color palettes designed with improved contrast in mind, ensuring everyone can use Owed+ comfortably and clearly. Request Money in Seconds – Send payment requests directly via text message for Apple Pay, PayPal, and Venmo. No more awkward conversations or forgotten debts – tap, text, and get paid. Make It Yours – Personalize your experience by selecting from multiple app icon designs that match your style. Meet Gus, Your Helpful Guide – Say hello to Gus, our friendly pig mascot! Gus is here to walk you through the new app, share helpful tips, and make getting started a breeze. Whether you're new to Owed+ or returning to explore all the improvements, Gus has got your back. The new Owed+ app isn't just an update – it's a complete transformation designed to make tracking who owes what simpler, faster, and more accessible than ever before.

Screenshots

MoDebt3 screens
owed +4 screens

Verdict

The call

The clearest difference is price: MoDebt at Free against owed +'s $0.99. On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

MoDebt is free to download; owed + costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
MoDebt versus owed +: the parameters behind the verdict, then further details
ParameterMoDebtowed +
PriceFree — better$0.99
Rating—4.4 (7 ratings) — better
Positive reviews—50.0% of reviews
Number of ratings—7 — better
Update frequency—Every 2 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Paid
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.6 — better18.0
Further details — not scored
Size7 MB25 MB
Age rating4+17+
DeveloperMohameth SeckJosh Gdovin

In-app purchases

None

MoDebt

No in-app purchases

None

owed +

No in-app purchases

Questions

Is MoDebt free?
MoDebt is free to download, with no in-app purchases.
Is owed + free?
owed + costs $0.99, with no in-app purchases.
Do MoDebt or owed + have ads?
Neither MoDebt nor owed + shows ads.

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