MoDebt vs owed +
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MoDebt
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MoDebt is a simple way to track who owes you money and who you owe.
owed +
Easily track and settle debts with a modern, user-friendly interface. Send payment requests via text for popular payment apps and personalize your experience with custom icons. A helpful guide is available to assist you.
- Cross-platform access
- Enhanced visibility with color palettes
- Request money via text message
- Personalize app icon
- Helpful guide mascot
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Introducing the All-New Owed+ App Say hello to a completely reimagined way to track and settle debts! The new Owed+ app features a fresh, modern interface designed from the ground up to make managing your IOUs effortless and enjoyable. What's New: Cross-Platform Freedom – Access your account seamlessly across all your devices. Start on your iPhone, check in on your iPad, and manage everything from your Mac desktop. Enhanced Visibility – Choose from our new color palettes designed with improved contrast in mind, ensuring everyone can use Owed+ comfortably and clearly. Request Money in Seconds – Send payment requests directly via text message for Apple Pay, PayPal, and Venmo. No more awkward conversations or forgotten debts – tap, text, and get paid. Make It Yours – Personalize your experience by selecting from multiple app icon designs that match your style. Meet Gus, Your Helpful Guide – Say hello to Gus, our friendly pig mascot! Gus is here to walk you through the new app, share helpful tips, and make getting started a breeze. Whether you're new to Owed+ or returning to explore all the improvements, Gus has got your back. The new Owed+ app isn't just an update – it's a complete transformation designed to make tracking who owes what simpler, faster, and more accessible than ever before.
Screenshots
Verdict
The clearest difference is price: MoDebt at Free against owed +'s $0.99. On ads, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
MoDebt is free to download; owed + costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | MoDebt | owed + |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | — | 4.4 (7 ratings) — better |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | — | 7 — better |
| Update frequency | — | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Paid |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 7 MB | 25 MB |
| Age rating | 4+ | 17+ |
| Developer | Mohameth Seck | Josh Gdovin |
In-app purchases
MoDebt
No in-app purchases
owed +
No in-app purchases








