
Personal Accounting - AI Money
Expense Tracker & Budget AI
About
This app uses AI to help you manage your finances. Scan receipts, log expenses with your voice, and chat with a financial advisor. Track income, spending, set budgets, and gain insights into your money.
What's New in Personal Accounting
4.8.2
September 8, 2026
Due dates and payment plans Add due dates to receivables and debts, split them into installments and set reminders on the due day or days before. The new Upcoming payments card on Home shows what is overdue and what is due within a week. Redesigned AI chat A cleaner message flow, modern income and expense confirmation cards where you tap the amount to edit it, and a simpler voice bar: stop on the left, send on the right, or send directly while recording. AI analysis rebuilt All figures are computed on your device; the AI only interprets them. New setup and report screens. Data sharing window Choose which period the chat can see, the last 2 months by default. Manage it with one tap from the shield icon. Also in this release iOS 26 style bottom bar with a separate Add button that shrinks as you scroll. The scheduled income and expense screen now matches the Add screen, and recent categories are shared between both. Contact report export with installment and due date columns and a running balance. Fixed the late night date shift in this month and last week questions, and the second voice recording error.
MoreSubscription plans
Yıllık Pro Abonelik
Yıllık AI kullanımı ve çeşitli özellikler
In-App Purchases
$14.99
AI Kullanım Hakkı
30 adet AI kullanım hakkı - 30 gün geçerli
Developer apps
FAQ
What is the primary function of Personal Accounting?
Personal Accounting is an AI-powered app designed for expense tracking and financial management. It helps users digitize receipts, record expenses via voice, monitor income and spending, set budgets, and receive financial advice.
How does Personal Accounting handle receipt scanning?
The app uses AI to scan receipts, invoices, and bank statements. It automatically extracts key information like amounts, dates, and store details, and categorizes income and expenses.
Can I track expenses using voice commands with Personal Accounting?
Yes, you can record expenses hands-free by speaking commands like 'I spent $50 at the grocery store.' The AI can distinguish between income, expenses, debts, and payments using natural language understanding.
What kind of financial advice does the AI advisor offer?
The AI finance advisor can answer questions about your spending, provide savings tips, offer budget recommendations, and compare your income versus expenses across different months.
Does Personal Accounting support multiple currencies?
Yes, the app supports multiple currencies including USD, EUR, GBP, TRY, and gold (XAU). It also provides real-time exchange rates for automatic currency conversion.
Is Personal Accounting secure and private?
The app prioritizes security and privacy with all data stored locally using AES-256 encryption. It supports biometric locks and encrypted backups, with no data sent to external servers.
Does Personal Accounting have ads?
Yes, the free version of Personal Accounting contains advertisements. Users can opt for a premium subscription to remove ads and gain access to additional features.
What are the subscription options for Personal Accounting?
Personal Accounting offers several subscription plans, including monthly and yearly options for 'Plus' and 'Pro' tiers, with prices ranging from $0.99 to $49.99 per month or year.








