About
Project your financial future by tracking bills, deposits, and transfers. See potential balance dips and surges up to a year in advance without linking bank accounts. Organize spending with custom categories and export detailed reports.
What's New in Personal Cashflow
3.6.13
August 21, 2026
This release fixes how the Cash Flow tab filters by account, plus a crash on Mac. • Fixed: a bill assigned to one account could also appear as a future occurrence in another account's projection. Each account's Cash Flow now shows only its own bills and deposits. • Fixed: projected balances no longer include other accounts' bills. If you use more than one account, your projected balance may look different—and more accurate—than before. • Fixed: a transfer out of an account now appears in that account's projection as a debit. Previously it showed only as a credit on the receiving account. • Fixed: saving a PDF report to Files could crash the app on Mac. Questions or feedback? Visit https://personalcashflow.net/help
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Cashflow Annual
Cashflow projections, sync & PDF reports. Yearly.
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FAQ
What is Personal Cashflow?
Personal Cashflow is a finance app designed to project your future balance by tracking bills, deposits, and transfers. It helps you visualize your financial trajectory up to a year in advance without requiring bank logins.
How does Personal Cashflow handle subscriptions?
Personal Cashflow operates on an auto-renewable subscription model. You can choose between a monthly subscription for $7.99 or an annual subscription for $59.99, which includes a 7-day free trial. Subscriptions can be managed or canceled in your Apple ID account settings.
Is Personal Cashflow secure?
Yes, Personal Cashflow is designed with privacy in mind. It never asks for your bank credentials, and all financial calculations are performed directly on your device. Your data syncs privately between your iPhone and iPad via iCloud.
What devices does Personal Cashflow support?
Personal Cashflow is currently supported on iPhone. Your data can sync privately between your iPhone and iPad through your own iCloud.
How often is Personal Cashflow updated?
The latest version of Personal Cashflow is 3.6.12, last updated on June 29, 2026. This indicates a history of regular updates to improve the application.
Can I export my financial data from Personal Cashflow?
Yes, Personal Cashflow allows you to export PDF reports. These reports can be generated by category, month, or bill, providing a detailed overview of your financial activity.
Does Personal Cashflow have ads?
No, Personal Cashflow is ad-free. The description explicitly states 'No ads,' ensuring an uninterrupted user experience.
What is the age rating for Personal Cashflow?
Personal Cashflow has an age rating of 4+. This indicates it is suitable for users of all ages, with no mature content concerns.