Personal Cashflow

Personal Cashflow

by Villareal Software LLC

2 ratings
1 review
Free
In-App Purchases

Details

Released
January 7, 2025
Updated
October 8, 2026

Features

Personal Cashflow screenshot #1 for iPhone
Personal Cashflow screenshot #2 for iPhone
Personal Cashflow screenshot #3 for iPhone
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Personal Cashflow screenshot #5 for iPhone
Personal Cashflow screenshot #6 for iPhone
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About

Project your financial future by tracking bills, deposits, and transfers. See potential balance dips and surges up to a year in advance without linking bank accounts. Organize spending with custom categories and export detailed reports.

✓Projected cashflow chart
✓Track bills, deposits, transfers
✓Manage multiple accounts
✓Custom spending categories
✓Dashboard with insights
✓Export PDF reports
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What's New in Personal Cashflow

3.11.0

October 8, 2026

Share your cashflow with someone you trust, view only. Share your cashflow Settings → Sharing → Share My Cashflow, then send it by Messages or Mail. They see your accounts, bills, projection and calendar, and can't change anything. Free to view The person you invite doesn't need a subscription to look. Their view updates whenever you use the app, and says when it was last updated. You stay in control Add or remove people any time from Manage People. Stopping sharing removes your copy from their device.

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Subscriptions & In-App Purchases

Cashflow Annual

Cashflow projections, sync & PDF reports. Yearly.

$59.991 Year
7 Days trial
How to cancel Personal Cashflow subscription ⁉️

User reviews

The. Best.

Not only is the app incredible at providing insights into your current and future financial situation, the developer is also fantastic to work with and I’ve really had the best time working with them to provide feedback and potential features. They have taken everything I’ve submitted and done an amazing job at getting the requests built and shipped. Honestly, I’ve used about 15 different future casting apps, programs, excel/sheets documents, Etsy templates, hand written logs, and this has been by far the most representative of what I am needing. We like to input every possible expense we have and see how each decision we make could affect our finances in the future. Typical monthly budgeting doesn’t work for our family based on our pay schedules and varying income, so being able to move when we pay bills based on a paycheck/income instead of a strict envelope or $0 balance system is really helpful. The app is really customizable and the reports it can produce are really insightful. It’s helping us phase out our Monarch subscription. Every feature in the app has been carefully considered. I’m just fan-girling over the app at this point, but it’s seriously a great app for future casting.
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Developer apps

FAQ

What is Personal Cashflow?

Personal Cashflow is a finance app designed to project your future balance by tracking bills, deposits, and transfers. It helps you visualize your financial trajectory up to a year in advance without requiring bank logins.

How does Personal Cashflow handle subscriptions?

Personal Cashflow operates on an auto-renewable subscription model. You can choose between a monthly subscription for $7.99 or an annual subscription for $59.99, which includes a 7-day free trial. Subscriptions can be managed or canceled in your Apple ID account settings.

Is Personal Cashflow secure?

Yes, Personal Cashflow is designed with privacy in mind. It never asks for your bank credentials, and all financial calculations are performed directly on your device. Your data syncs privately between your iPhone and iPad via iCloud.

What devices does Personal Cashflow support?

Personal Cashflow is currently supported on iPhone. Your data can sync privately between your iPhone and iPad through your own iCloud.

How often is Personal Cashflow updated?

The latest version of Personal Cashflow is 3.6.12, last updated on June 29, 2026. This indicates a history of regular updates to improve the application.

Can I export my financial data from Personal Cashflow?

Yes, Personal Cashflow allows you to export PDF reports. These reports can be generated by category, month, or bill, providing a detailed overview of your financial activity.

Does Personal Cashflow have ads?

No, Personal Cashflow is ad-free. The description explicitly states 'No ads,' ensuring an uninterrupted user experience.

What is the age rating for Personal Cashflow?

Personal Cashflow has an age rating of 4+. This indicates it is suitable for users of all ages, with no mature content concerns.