About
Project your financial future by tracking bills, deposits, and transfers. See potential balance dips and surges up to a year in advance without linking bank accounts. Organize spending with custom categories and export detailed reports.
What's New in Personal Cashflow
3.6.15
September 8, 2026
This release adds in-app help, color customization, and per-payment account control. NEW • Help & Support is now a tab. Ask a question and get an answer right in the app, attach a screenshot, and follow up on the same conversation. Only what you type is sent—your accounts, transactions, and balances never leave your device. • Choose your own accent color. Settings → Appearance → Accent Color recolors charts, buttons, and the tab bar. Pale colors are darkened automatically so button text stays readable, and Reset to Default Green brings back the original look. • Pick any color for a category, not just the 14 presets. • Choose which account a payment comes out of, at the moment you process it—without changing the bill itself. The next occurrence still lands on its usual account, and History now names the account each payment actually hit. • The dashboard's upcoming list is no longer stuck at 5. Choose Top 5, 10, 15, or 20, or tap Show All to see everything coming up. FIXED • Editing a category could silently create a duplicate instead of saving your changes. • The last row of the dashboard's upcoming list could be cut off. Questions or feedback? Use the new Help tab, or visit https://personalcashflow.net/help
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Cashflow Annual
Cashflow projections, sync & PDF reports. Yearly.
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FAQ
What is Personal Cashflow?
Personal Cashflow is a finance app designed to project your future balance by tracking bills, deposits, and transfers. It helps you visualize your financial trajectory up to a year in advance without requiring bank logins.
How does Personal Cashflow handle subscriptions?
Personal Cashflow operates on an auto-renewable subscription model. You can choose between a monthly subscription for $7.99 or an annual subscription for $59.99, which includes a 7-day free trial. Subscriptions can be managed or canceled in your Apple ID account settings.
Is Personal Cashflow secure?
Yes, Personal Cashflow is designed with privacy in mind. It never asks for your bank credentials, and all financial calculations are performed directly on your device. Your data syncs privately between your iPhone and iPad via iCloud.
What devices does Personal Cashflow support?
Personal Cashflow is currently supported on iPhone. Your data can sync privately between your iPhone and iPad through your own iCloud.
How often is Personal Cashflow updated?
The latest version of Personal Cashflow is 3.6.12, last updated on June 29, 2026. This indicates a history of regular updates to improve the application.
Can I export my financial data from Personal Cashflow?
Yes, Personal Cashflow allows you to export PDF reports. These reports can be generated by category, month, or bill, providing a detailed overview of your financial activity.
Does Personal Cashflow have ads?
No, Personal Cashflow is ad-free. The description explicitly states 'No ads,' ensuring an uninterrupted user experience.
What is the age rating for Personal Cashflow?
Personal Cashflow has an age rating of 4+. This indicates it is suitable for users of all ages, with no mature content concerns.