Personal Cashflow vs SpendPause App

Cashflow shows you where your money is headed—before it surprises you. Instead of just logging what you've spent, Cashflow projects your balance forward from your bills, deposits, and transfers, so you can see the dips and surges coming 30, 90, or 365 days out. No bank logins. No ads. No data sold. Your information stays on your device and syncs privately between your iPhone and iPad through your own iCloud. WHAT YOU CAN DO • See a projected cashflow chart with your highest, lowest, and any negative-balance days called out • Track bills, deposits, and transfers—one-time or recurring (weekly, biweekly, monthly, and more) • Manage multiple accounts with individual balances • Organize spending with custom, color-coded categories • Get a dashboard with balances, a cashflow preview, monthly summaries, and spending insights • Export PDF reports by category, month, or bill • Choose Light, Dark, or System appearance PRIVATE BY DESIGN Cashflow never asks for your bank credentials and never sells your data. Everything is calculated on your device. SUBSCRIPTION & LEGAL Cashflow is an auto-renewable subscription: • Monthly — $7.99 / month • Annual — $59.99 / year (includes a 7-day free trial) Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Privacy Policy: https://personalcashflow.net/privacy.html Terms of Use (EULA): https://personalcashflow.net/terms.html

SpendPause Impulse buying does not need more tracking. It needs space. SpendPause is a calm, intentional app designed to help you pause before making a purchase, not after. Instead of dashboards, streaks, or guilt, SpendPause gives you a moment to slow down and decide clearly. How it works • Add a purchase you are considering • Set a pause • Let the moment breathe • Decide intentionally When the pause ends, you choose: Did not buy or Bought it. No judgment. No scoring. Just awareness. What makes SpendPause different Gentle decision support Pause before reacting, not after regretting. Thoughtful notifications Receive a simple check-in when your pause ends. Nothing more. Private reflections Attach optional notes to purchases. Completely private. Patterns without pressure See qualitative insights about your decisions. No totals. No money saved metrics. No streaks. SpendPause Pro Unlock custom pause lengths, deeper patterns, and private reflections. Designed to feel supportive, not analytical. SpendPause is not a budgeting app. It is not a finance tracker. It is a space to think before you act. Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy - https://www.notion.so/SpendPause-Privacy-Policy-3087640b36e080608bd2cf8fdfbe81b7