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PicPay: Conta, Cartão e Pix

PicPay: Conta, Cartão e Pix

Crédito, débito, FGTS e mais

1.3K ratings
439 reviews
With Ads
💼 Business
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • December 20, 2012
  • October 9, 2026

Features

Developer

PicPay Apps
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PicPay: Conta, Cartão e Pix screenshot #1 for iPhone
PicPay: Conta, Cartão e Pix screenshot #2 for iPhone
PicPay: Conta, Cartão e Pix screenshot #3 for iPhone
PicPay: Conta, Cartão e Pix screenshot #4 for iPhone
PicPay: Conta, Cartão e Pix screenshot #5 for iPhone
PicPay: Conta, Cartão e Pix screenshot #6 for iPhone
PicPay: Conta, Cartão e Pix screenshot #7 for iPhone
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About

This app offers a complete digital account with loans, investments, and cashback. It provides quick and easy account opening, a credit card with no annual fee, and the ability to pay bills and split invoices. It also offers competitive interest on savings.

✓Digital account opening
✓Credit card with no annual fee
✓Bill payment and invoice splitting
✓Investments with daily liquidity
✓Cashback on purchases
✓Consigned loan for CLT workers
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What users say

Summarized from real user reviews of PicPay. Based on 1.3K reviews and a 4.5/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use
  • 🚀Fast and practical
  • 💰Good cashback offers
  • 🤑Helps manage finances
  • 🏦Convenient digital banking

Negative things

  • 🐛Frequent app crashes
  • 🤖Poor customer support
  • ⏱️Slow transaction processing
  • 🔒Security concerns
  • 💳Issues with credit card functionality
See all reviews
+1

What's New in PicPay

12.40.0

October 9, 2026

Nova atualização disponível. São ajustes de acessibilidade, conserto de bugs e melhorias de performance pra você continuar aproveitando ao máximo a sua conta. Bora atualizar? Até a próxima!

More

Events

Read more about Já viu o PicPay no ChatGPT?
Event EndedMajor Update

Já viu o PicPay no ChatGPT?

Facilite sua rotina com o PicPay no ChatGPT.

Aug 26, 2026 — Sep 26, 2026

Read More

Read more about Picpay. Seu próximo banco.
Event EndedMajor Update

Picpay. Seu próximo banco.

Tudo o que o seu dinheiro precisa está aqui.

May 12, 2026 — Jun 2, 2026

Read More

Read more about IPVA 2026
Event EndedSpecial Event

IPVA 2026

Consulte e pague IPVA 2026 pelo app

Jan 20, 2026 — Feb 20, 2026

Read More

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User reviews

Most RecentHighest RatedLowest Rated

Meu feedback

O PicPay facilita a vida da gente com diferentes produtos
E é fácil fazer pagamentos,enviar pix etc .
LiahburgessLiahburgess

Response from developer

Que demais ler o seu elogio! Ficamos muito felizes em saber da sua experiência. É exatamente por isso que existimos: para usar a tecnologia para facilitar a vida das pessoas e transformar a relação de cada um com o dinheiro. Seu comentário nos mostra que estamos no caminho certo. Obrigado por fazer parte dessa história com a gente!

Boa

10
Suado1234Suado1234

Bom

Muito bom
Branco_xxpBranco_xxp

App

Muito bom.. para bens com o PicPay , não tem problema não… obrigado!!
Alias EdilAlias Edil

Top

Top
Sarreii2026Sarreii2026
See 434 more reviews

Developer apps

PicPay Empresas: Conta PJ
PicPay Empresas: Conta PJ

Cartão, Crédito, PIX, Link

💰 Finance

(56)

Free
With Ads
See developer apps

User experience

🐞

Reported Bugs

5 issues

Login screen freezes

Bug

Pix and transfer issues

Bug

Inconsistent cashback tracking

Bug

Card payment problems

Bug

Inability to close account

Bug
✨

Requested Features

5 requests

Improved app stability

Feature

Enhanced customer support channels

Feature

Faster transaction processing

Feature

Expanded international functionality

Feature

Better integration with other financial apps

Feature

FAQ

What does this app do?

This app provides a complete digital financial account that allows users to open an account quickly and easily, access loans, make various investments, and earn cashback on purchases. It also offers a credit card with no annual fee and the ability to pay bills and split invoices.

What are the key features of this app?

Key features include a 100% digital and free account, a credit card without an annual fee, the ability to pay bills and split invoices up to 36x with a credit card, investments that yield 102% of the CDI with daily liquidity, and cashback on various purchases. It also offers a consigned loan for CLT workers.

Is this app free to use?

Opening a digital account is free and easy. While the core services are free, the app may offer in-app purchases or have features that generate revenue through transactions or partnerships, as indicated by its monetization model.

Who is this app for?

This app is designed for individuals and small businesses seeking a comprehensive digital financial solution. It's particularly useful for those who want a convenient way to manage their daily finances, access credit, invest, and benefit from rewards like cashback.

What are the benefits of using the consigned loan feature?

The consigned loan feature is available for CLT (Consolidação das Leis do Trabalho) workers, offering reduced interest rates and payroll deduction for repayment. This allows users to access quick credit without significantly impacting their immediate budget.