Best Recarga Pay Apps

248+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated September 2026

PicPay is the household name in recarga pay, but it's far from the only option. We track 248+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Recarga Pay Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PicPay: Conta, Cartão e PixPicPay: Conta, Cartão e PixFree4.5★ (1.3K)YesNoSep 2026
2PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoSep 2026
3Neon: cartão de créditoNeon: cartão de créditoFree4.8★ (2.2K)NoNoSep 2026
4Mercado Pago: cuenta digitalMercado Pago: cuenta digitalFree4.8★ (77K)YesNoSep 2026
5Geru: crédito e pix parceladoGeru: crédito e pix parceladoFree1.0★ (1)NoNoSep 2026
6Inter: Banking, credit cardInter: Banking, credit cardFree4.8★ (23K)NoNoSep 2026
7C6 Bank: Cartão, conta e mais!C6 Bank: Cartão, conta e mais!Free4.7★ (3.7K)YesNoSep 2026
8Banco PagBankBanco PagBankFree4.9★ (11K)NoNoSep 2026

Top Picks for Recarga Pay

PicPay: Conta, Cartão e Pix#1

PicPay: Conta, Cartão e Pix by PicPay Apps

Crédito, débito, FGTS e mais
Editor's Choice
💰 Finance
4.5😐(1.3K ratings)
FreeAds
PicPay: Conta, Cartão e Pix screenshot 1
PicPay: Conta, Cartão e Pix screenshot 2
PicPay: Conta, Cartão e Pix screenshot 3
PicPay: Conta, Cartão e Pix screenshot 4
PicPay: Conta, Cartão e Pix screenshot 5
PicPay: Conta, Cartão e Pix screenshot 6

This app offers a complete digital account with loans, investments, and cashback. It provides quick and easy account opening, a credit card with no annual fee, and the ability to pay bills and split invoices. It also offers competitive interest on savings.

What We Love

  • 👍 Easy to use
  • 🚀 Fast and practical
  • 💰 Good cashback offers
  • 🤑 Helps manage finances
  • 🏦 Convenient digital banking

Room to Improve

  • 🐛 Frequent app crashes
  • 🤖 Poor customer support
  • ⏱️ Slow transaction processing
  • 🔒 Security concerns
  • 💳 Issues with credit card functionality
PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Strong Contender
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#4in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
  • 🤖 Overly automated with lack of human interaction
Neon: cartão de crédito#3

Neon: cartão de crédito by Neon Pagamentos S.A.

Conta digital, CDB e mais
Worth Considering
💰 Finance
4.8(2.2K ratings)
Free
Neon: cartão de crédito screenshot 1
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Neon: cartão de crédito screenshot 5

A comprehensive digital account and credit card designed for Brazilians. Offers features like a no-annual-fee credit card, cashback, investment options, and personal loans. Simplifies daily financial management with easy online account opening and a user-friendly interface.

More Recarga Pay apps to explore

FAQ about Recarga Pay

What are the best recarga pay apps for iPhone?
PicPay: Conta, Cartão e Pix tops our recarga pay apps ranking as of September 2026, with a 4.5-star average from 1.3K App Store ratings, and it's free to download.
Yes — 20 of the top recarga pay apps we rank are free to download, including PicPay: Conta, Cartão e Pix and PayPal - Pay, Send, Save.
PicPay: Conta, Cartão e Pix shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ recarga pay apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides a complete digital financial account that allows users to open an account quickly and easily, access loans, make various investments, and earn cashback on purchases. It also offers a credit card with no annual fee and the ability to pay bills and split invoices.
Key features include a 100% digital and free account, a credit card without an annual fee, the ability to pay bills and split invoices up to 36x with a credit card, investments that yield 102% of the CDI with daily liquidity, and cashback on various purchases. It also offers a consigned loan for CLT workers.