Best Recarga Pay Apps

219+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

PicPay is the household name in recarga pay, but it's far from the only option. We track 219+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Recarga Pay

4.5😐(1.2K ratings)
FreeAds
PicPay: Conta, Cartão e Pix screenshot 1
PicPay: Conta, Cartão e Pix screenshot 2
PicPay: Conta, Cartão e Pix screenshot 3
PicPay: Conta, Cartão e Pix screenshot 4
PicPay: Conta, Cartão e Pix screenshot 5
PicPay: Conta, Cartão e Pix screenshot 6

This app offers a complete digital account with loans, investments, and cashback. It provides quick and easy account opening, a credit card with no annual fee, and the ability to pay bills and split invoices. It also offers competitive interest on savings.

What We Love

  • 👍 Easy to use
  • 🚀 Fast and practical
  • 💰 Good cashback offers
  • 🤑 Helps manage finances

Room to Improve

  • 🐛 Frequent app crashes
  • 🤖 Poor customer support
  • ⏱️ Slow transaction processing
Nu#2

Nu by NU PAGAMENTOS S/A INSTITUICAO DE PAGAMENTO

Strong Contender
💰 Finance
4.8😊(24K ratings)
FreeAds
Nu screenshot 1
Nu screenshot 2
Nu screenshot 3
Nu screenshot 4
Nu screenshot 5
Nu screenshot 6

This app provides a comprehensive digital financial services platform, aiming to simplify banking and empower users. It offers a transparent and hassle-free experience for managing your complete financial journey, including accounts, credit, investments, and more, with human support available 24/7.

What We Love

  • 🚀 Easy to use
  • 👍 Transparent and intuitive
  • 🚀 Fast and efficient
  • 💡 Modern banking experience

Room to Improve

  • 🐛 Occasional app crashes
  • 🐛 Login issues
  • 🐛 Unreliable facial recognition
PayPal - Pay, Send, Save#3

PayPal - Pay, Send, Save by PayPal, Inc.

Savings, cash back, pay later
Worth Considering
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts

More Recarga Pay apps to explore

4
Mercado Pago: cuenta digital
Mercado Pago: cuenta digital
Mercado Pago: cuenta digital
Cartão de crédito, Pix e mais
Free

Manage your finances with a digital account that offers daily growth on your balance. Access a credit card with no annual fee and a free Mastercard debit card. Pay bills, recharge phones, and make instant money transfers.

Money grows daily in your accountCredit card with no annual feeFree Mastercard debit card
💰 Finance
(77K)
free with in-app purchases
5
Geru: crédito e pix parcelado
Geru: crédito e pix parcelado
Geru: crédito e pix parcelado
Mais crédito, menos juros.
Free

Access personalized credit lines and manage loans easily. Make purchases with Pix and pay later, or pay off installments and contracts anytime. Get credit to fund your future plans.

Personalized credit linesFlexible credit with profile-based ratesGeruPay for cardless Pix purchases
💰 Finance
(1)
ad-supported
6
Neon: cartão de crédito
Neon: cartão de crédito
Neon: cartão de crédito
Empréstimos e investimento
Free

A comprehensive digital account and credit card designed for Brazilians. Offers features like a no-annual-fee credit card, cashback, investment options, and personal loans. Simplifies daily financial management with easy online account opening and a user-friendly interface.

Digital accountNo-annual-fee credit cardCashback on purchases
💰 Finance
(2K)
free
7
Inter: Mobile Banking
Inter: Mobile Banking
Inter: Mobile Banking
Simplify spending & investing
Free

Manage your finances with a comprehensive banking app. Spend, invest in stocks, save with gift cards, and send money globally all from your phone. Access a range of financial services designed for modern lifestyles.

Banking solutionsStock and ETF investingGift cards with cashback
💰 Finance
(21K)
free
8
Banco PagBank
Banco PagBank
Banco PagBank
by PagSeguro Internet S.A
Free

This digital bank offers a free account with a credit card, investment options, and business solutions. It allows users to save money with daily interest, access various investment products, and manage finances for personal or business needs.

Free digital accountCredit card without credit analysisInterest-earning savings options
💰 Finance
(10K)
free
9
BB: Banco, Cartão, Crédito
BB: Banco, Cartão, Crédito
BB: Banco, Cartão, Crédito
Cartão, Seguros, Cashback e +
Free

Manage your finances with a free digital account. Make instant Pix transfers, pay bills and taxes, and access credit, investments, and insurance. Organize your budget and track spending with smart tools.

Free digital account openingInstant Pix transfersBill and tax payments
💰 Finance
(70K)
free with in-app purchases
10
Vivo
Vivo
Vivo
Vivo Móvel e Vivo para casa
Free

Manage your mobile and home services, pay bills, and access exclusive offers. Share internet data with other users and explore financial services like credit cards and loans. Get bonus internet by recharging and enjoy personalized benefits.

Service managementBill consultation and paymentInternet data sharing
🔧 Utilities
(18K)
free with in-app purchases
11
99: Rides, Food, Pay
99: Rides, Food, Pay
99: Rides, Food, Pay
by 99 Taxis Desenvolvimento de Softwares Ltda. - Epp
Free

This app offers a comprehensive suite of services including ride-hailing, food delivery, and a digital payment account. Users can book various types of rides, send packages, order meals, and manage finances with features like Pix transfers and bill payments.

Ride-hailing (car, motorcycle, taxi)Package delivery serviceFood ordering
✈️ Travel
(17K)
free with in-app purchases
12
Banco Itaú: Conta, Cartão e +
Banco Itaú: Conta, Cartão e +
Banco Itaú: Conta, Cartão e +
by Itaú Unibanco S.A.
Free

Manage your bank account, credit cards, and investments all in one place. Access features like debt renegotiation, digital insurance, and contactless payments. Shop with exclusive discounts and cashback.

Account and credit card managementDebt renegotiation and financingDigital insurance options
💰 Finance
(46K)
free
13
Banco do Nordeste Mobile
Banco do Nordeste Mobile
Banco do Nordeste Mobile
by BANCO DO NORDESTE DO BRASIL S/A
Free

Access your accounts and perform financial operations conveniently through this mobile banking app. It also helps you locate the nearest ATMs and branches of the bank and its partners.

Financial consultations and operationsInternet banking accessATM and branch locator
💰 Finance
(17)
free
14
DM App: Conta, Crédito e Pix
DM App: Conta, Crédito e Pix
DM App: Conta, Crédito e Pix
by Dmcard Cartoes de Credito
Free

Manage your finances with a free digital account, credit card, and PIX transfers all in one place. Make payments, transfer funds, and pay bills easily from your phone. Enjoy a lightweight app designed for simple personal financial control.

Free digital accountMastercard credit cardPIX transfers
💰 Finance
(262)
free
15
next: Conta Digital e Cartão
next: Conta Digital e Cartão
next: Conta Digital e Cartão
by Bradesco
Free

Manage your finances with a 100% digital account and a free credit card. Enjoy features like international payments, investments, and secure transfers. It offers a complete financial solution with the backing of Bradesco.

100% digital accountFree international cardOpen Finance integration
💰 Finance
(1.1K)
free
16
Banco Bradesco
Banco Bradesco
Banco Bradesco
Conta, crédito, débito e mais!
Free

Manage your finances with a comprehensive banking app. Easily make payments, transfer money with Pix, track expenses, and access credit and investment options. It offers a digital wallet, bill payment features, and personalized offers through Open Finance.

Pix transfers and paymentsDigital wallet for cardsBill payment and search
💰 Finance
(43K)
free
17
C6 Bank: Cartão, conta e mais!
C6 Bank: Cartão, conta e mais!
C6 Bank: Cartão, conta e mais!
by BANCO C6 S.A.
Free

Open a digital account in various currencies, get a credit card with rewards, and access international banking services. Manage investments, make global transactions, and enjoy exclusive benefits. This app offers a comprehensive financial solution for personal and business needs.

Digital account in BRL, USD, or EURCredit card with rewards and cashbackInternational account with low exchange rates
💰 Finance
(3.7K)
free with in-app purchases
18
Casas Bahia Pay (banQi)
Casas Bahia Pay (banQi)
Casas Bahia Pay (banQi)
by CARRIEREQ, INC.
Free

Open a free digital account without income verification or credit checks. Enjoy a prepaid Mastercard and earn bonuses for referrals. Manage your finances easily and securely.

Free digital accountNo income verificationNo credit checks (SPC/Serasa)
💰 Finance
(77)
ad-supported
19
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
20
Banco Bmg: cartão e empréstimo
Banco Bmg: cartão e empréstimo
Banco Bmg: cartão e empréstimo
Empréstimo consignado e FGTS
Free

Manage your finances with a digital account, credit and debit cards, and various loan options. Access FGTS anticipation, investments, and secure online purchases. Enjoy cashback and partner discounts.

Digital account managementCredit and debit cardsFGTS anticipation
💰 Finance
(435)
free with in-app purchases