A digital banking platform offering a high-yield savings account and cashback credit card. Enjoy real-time card management, fraud protection, and award-winning 24/7 customer support. Experience a modern, secure, and elegant financial service.
Reviews of Nu are mostly positive: the Finance app is rated 4.8/5 from 26K App Store ratings. What users like most: easy to use, transparent and intuitive. Top complaints: occasional app crashes, login issues. Summarized from real user reviews.
8.0.18
November 4, 2026
Nu is now available in the US and many other countries. Learn more at nu.com. Bug fixes may not sound exciting, but each one makes the app run better for you. That's exactly what we did this week - making managing your money easier, faster, and more delightful.
More4 issues
App freezes on startup
Timed out during account creation
5 requests
Apple Pay integration
Improved transaction categorization
Nu offers a 3.50% Annual Percentage Yield (APY) on its savings accounts, with interest paid daily. This rate is subject to change over time, but the current rate is always displayed within the app.
The Nu credit card offers unlimited 1.5% cashback on eligible settled purchases. It is a no-fee metal credit card with real-time management and fraud protection features.
Nu emphasizes protection built into every step of its service. Banking services and the Nu Credit Card are provided by Lead Bank, Member FDIC, which is FDIC-insured. However, some users have reported security concerns in reviews.
Nu is available on iPhone and iPod devices. The app was last updated on November 4, 2026, with version 8.0.18.
Nu was last updated on November 4, 2026, with version 8.0.18. While specific update frequency isn't detailed, regular updates are typical for financial applications to ensure security and introduce new features.
User reviews highlight that Nu is easy to use, transparent, and provides a fast, efficient, and modern banking experience. Excellent customer service is also frequently praised.
Some users have reported occasional app crashes, login issues, and unreliable facial recognition. High battery consumption has also been noted as a drawback.
Yes, Nu contains advertisements. As a free application, it utilizes ads to support its services.
