Best Nupay Apps

227+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

Finding the right nupay apps can be overwhelming with so many options. We've analyzed 227+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Nupay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Nu: Financial ServicesNu: Financial ServicesFree4.8★ (24K)YesNoJul 2026
2NuPayNuPayFreeNoNoMay 2026
3PicPay: Conta, Cartão e PixPicPay: Conta, Cartão e PixFree4.5★ (1.2K)YesNoJul 2026
4Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoJul 2026
5PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (165K)NoNoJul 2026
6Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (29K)NoNoJul 2026
7urpayurpayFree4.6★ (11K)YesNoJul 2026
8Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9★ (294K)YesNoJul 2026

Top Picks for Nupay

Nu: Financial Services#1

Nu: Financial Services by NU PAGAMENTOS S/A INSTITUICAO DE PAGAMENTO

Crédito, débito, pix e mais
Editor's Choice
💰 Finance
4.8😊(24K ratings)
FreeAds
Nu: Financial Services screenshot 1
Nu: Financial Services screenshot 2
Nu: Financial Services screenshot 3
Nu: Financial Services screenshot 4
Nu: Financial Services screenshot 5
Nu: Financial Services screenshot 6

This app provides a comprehensive digital financial services platform, aiming to simplify banking and empower users. It offers a transparent and hassle-free experience for managing your complete financial journey, including accounts, credit, investments, and more, with human support available 24/7.

What We Love

  • 🚀 Easy to use
  • 👍 Transparent and intuitive
  • 🚀 Fast and efficient
  • 💡 Modern banking experience

Room to Improve

  • 🐛 Occasional app crashes
  • 🐛 Login issues
  • 🐛 Unreliable facial recognition
PicPay: Conta, Cartão e Pix#3

PicPay: Conta, Cartão e Pix by PicPay Apps

Crédito, débito, FGTS e mais
Worth Considering
💰 Finance
4.5😐(1.2K ratings)
FreeAds
PicPay: Conta, Cartão e Pix screenshot 1
PicPay: Conta, Cartão e Pix screenshot 2
PicPay: Conta, Cartão e Pix screenshot 3
PicPay: Conta, Cartão e Pix screenshot 4
PicPay: Conta, Cartão e Pix screenshot 5
PicPay: Conta, Cartão e Pix screenshot 6

This app offers a complete digital account with loans, investments, and cashback. It provides quick and easy account opening, a credit card with no annual fee, and the ability to pay bills and split invoices. It also offers competitive interest on savings.

What We Love

  • 👍 Easy to use
  • 🚀 Fast and practical
  • 💰 Good cashback offers
  • 🤑 Helps manage finances

Room to Improve

  • 🐛 Frequent app crashes
  • 🤖 Poor customer support
  • ⏱️ Slow transaction processing

More Nupay apps to explore

4
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
5
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(165K)
free with in-app purchases
6
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(29K)
free
7
urpay
urpay
urpay
by Neoleap
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
8
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4¹
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(294K)
free with in-app purchases
9
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(468K)
free with in-app purchases
10
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(109K)
freemium
11
upay: Finance and Payments
upay: Finance and Payments
upay: Finance and Payments
Payment, Utility, Recharge
Free

This app offers a secure and innovative digital financial platform for various transactions. Easily send and receive money, pay utility bills, recharge mobile phones, and make payments at online and offline stores.

Send and receive moneyAdd money from banks/cardsCash out from agents/ATMs
💰 Finance
(186)
free
12
Ualá
Ualá
Ualá
by ALAU TECNOLOGIA S.A.U.
Free

This app offers a digital banking experience with features like credit cards, high-yield savings accounts, and investment options. Manage your money, earn rewards, and access financial services easily across multiple countries.

Credit card with cashback and no annual feeHigh-yield savings accountsTerm deposits with fixed gains
💰 Finance
(1.9K)
free with in-app purchases
13
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(378K)
free with in-app purchases
14
MyEasyPay
MyEasyPay
MyEasyPay
by Duvera Billing Services, LLC
Free

Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.

Secure biometric loginManage one-time and scheduled paymentsSet up AutoPay
💰 Finance
(1.8K)
free
15
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
Easy Topup, Send Money, QRIS
Free

This app facilitates cashless and card-less transactions, allowing users to scan QRIS codes, send money to various bank accounts, and top up e-wallet balances. It also supports saving bank cards for seamless payments and managing mobile recharges and bill payments securely.

QRIS scanning for paymentsSend money to bank accounts with no admin feesTop up DANA balance without admin fees
💰 Finance
(6.3K)
free
16
WavePay
WavePay
WavePay
Digital Payments
Free

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases
💰 Finance
(1.8K)
free with in-app purchases
17
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(36K)
free with in-app purchases
18
Upay.net
Upay.net
Upay.net
Mobile Top Up
Free

Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.

Mobile top-up for Uzbekistan and TajikistanInternet and utility bill paymentsMultiple payment methods (Visa, Mastercard, PayPal)
💰 Finance
(5K)
free with in-app purchases
19
KBZPay Customer
KBZPay Customer
KBZPay Customer
by KANBAWZA BANK LIMITED
Free

A mobile wallet app for secure and convenient money transactions in Myanmar. Easily pay bills, transfer funds, and manage cash in/out with just a few taps.

Mobile walletSecure transactionsConvenient payments
💰 Finance
(20K)
free
20
Upay - Payments & Loyalty
Upay - Payments & Loyalty
Upay - Payments & Loyalty
by Uniware Systems Ltd
Free

This digital wallet allows you to make payments, earn rewards, and manage loyalty programs from your mobile device. It integrates with various businesses, offering features like online ordering and event access. Available globally, it's free to use.

Digital walletPayments and rewardsStamp cards and loyalty programs
💰 Finance
(3)
free

FAQ about Nupay

What are the best nupay apps for iPhone?
Nu: Financial Services tops our nupay apps ranking as of July 2026, with a 4.8-star average from 24K App Store ratings, and it's free to download.
Yes — 20 of the top nupay apps we rank are free to download, including Nu: Financial Services and NuPay.
Nu: Financial Services shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 227+ nupay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Nu app is a digital financial services platform that allows users to manage their entire financial life. It offers solutions for banking, credit cards, loans, investments, and savings, all within a transparent and easy-to-use mobile interface.
Key features include managing credit cards with no annual fees, opening savings accounts, accessing loans and investments, making PIX transfers, and receiving Cashback. The app also provides real-time notifications and 24/7 human support via chat, phone, or email.