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Points Compass

Points Compass

What waiting costs you

5 ratings
5 reviews
✈️ Travel
Free
In-App Purchases

Details

  • Released
  • Updated
  • September 20, 2026
  • September 21, 2026

Features

Developer

Yeison Ochoa
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About

This app helps you understand the true cost of waiting to redeem travel rewards. It calculates how much value you lose as points devalue and trips become more expensive. It provides insights into when to book and whether paying cash is a better option.

✓Calculates cost of waiting for rewards
✓Analyzes award inflation and devaluation
✓Compares cash vs. points redemption
✓Estimates currency shedding value
✓Identifies hard expiry cliffs
✓Provides real earning rate estimates
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What's New in Points Compass

1.0

September 21, 2026

2

Subscriptions & In-App Purchases

Points Compass Pro Monthly

Unlimited goals, AI strategy, full history.

$4.991 Month
7 Days trial
How to cancel Points Compass subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

The only rewards app that actually does honest math.

"Every other balance tracker treats points like cash sitting in a high-yield savings account. They aren't. Points Compass is the first tool I've seen that prices devaluation and tells you when paying cash is actually the smarter move.
Used the burn order feature to decide my Chase Card program for my first Europe trip. Paid for an entire year of Pro in one booking decision.
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Hernal2Hernal2

Response from developer

Thank you for this — this is exactly why Points Compass exists. Points aren't cash, and the moment you start pricing devaluation, the whole 'best redemption' question changes. Glad the burn order helped you lock in your Chase Card program for Europe, and that one booking covered the year. That's the win we build for. Safe travels, and fair winds!

Helpful

Great place to keep track of all those travel points. Made me focus on finding all the ones I have in various places!
DaisyJNYDaisyJNY

Refreshingly honest — and zero logins required.

I refuse to give all these companies my banking credentials, so most rewards apps are non-starters for me. Points Compass doesn't ask for any of that. You plug in your numbers, test your trip assumptions, and get a verdict. As simple as that.
Glow 4everGlow 4ever

Response from developer

Thank you! You put it better than we could. Happy travels, and fair winds!

Finally stopped hoarding and booked the flight

I’ve been sitting on nearly 400k in AMEX and Chase points for two years, telling myself I was waiting for the perfect redemption. Plugged in our Tokyo trip and saw in black and white that waiting another six months was going to cost an estimated $600 plus inflation and all that, so I pulled the trigger. I did have to plug every detail in myself but I guess that’s better than waiting for bank authentications and syncing my bank information all over the place.
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Blyn89Blyn89

Response from developer

Thank you, and congrats on Tokyo! Seeing the real cost of waiting is exactly what Points Compass is built for. Points lose value while they sit, and 400k is a lot to let slide. You're right about manual entry: it's a deliberate choice. We never ask for bank logins or account linking, so your financial data stays yours. Enjoy the trip, and fair winds!

Points Compass

A nice app for consolidating your points from different programs and apply to your trips. Great saving and budgeting tool.
1952AK1952AK

FAQ

What is Points Compass?

Points Compass is a travel planning tool that helps you understand the financial implications of holding onto travel rewards. It calculates the cost of waiting to redeem points due to devaluation and increasing trip costs.

Does Points Compass connect to my airline or hotel accounts?

No, Points Compass does not connect to any airline, hotel, or bank accounts. It is an offline tool where you manually input your reward balances and trip details.

How does Points Compass calculate the cost of waiting?

It separately prices the devaluation of your points over time and the increasing cash cost of your desired trip. The app then shows the dollar figure representing the gap between your points balance and the trip cost until you can book.

Can Points Compass tell me if I should pay cash instead of using points?

Yes, the app analyzes whether a particular redemption is more valuable than simply paying cash for the trip. It provides an honest assessment based on your input data.

What are the benefits of Points Compass Pro?

Points Compass Pro, an optional subscription, offers unlimited side-by-side trip comparisons, burn order suggestions, transfer path analysis, full history logs, and plain-English second opinions on your data.

How much does Points Compass Pro cost?

Points Compass Pro is available via subscription for $4.99 per month or $39.99 per year. It includes a 7-day free trial for eligible accounts.

How do I cancel my Points Compass Pro subscription?

You can manage or cancel your subscription at any time within your App Store account settings. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period.

What devices is Points Compass available on?

Points Compass is available for iPhone and iPod devices.