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Polar - Global Finance

Polar - Global Finance

Receive USD, Convert & Send

15 ratings
8 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • June 24, 2025
  • July 5, 2026

Features

Developer

PolarFi
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Polar - Global Finance screenshot #6 for iPhone
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About

Manage your USD earnings globally with a U.S. bank account, high-yield savings, international money transfers, and investment options. Ideal for freelancers, remote workers, and those receiving U.S. payments.

✓U.S. bank account
✓International money transfers
✓High-yield USD savings
✓Invest in gold, Bitcoin, Ethereum
✓24/7 trading
✓Human support
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What's New in Polar

1.0.13

July 5, 2026

Polar is the smarter way to manage USD earnings globally. This update includes bug fixes and performance improvements.

User reviews

Most RecentHighest RatedLowest Rated

Amazing App!

Polar is the best way for me to receive USD payments internationally and convert it to my local currency
xllisonxllison

Response from developer

Thanks! That's exactly what we built Polar for - making it simple to receive USD and convert to your local currency without the hassle. Appreciate the love, and we're here if you ever need anything!

Amazing app, highly recommend

Polar gave me a US virtual account, which is perfect for receiving salary with no fees. Best part is the cross border transfer to my local bank account, it is super fast and great rates. Onboarding is super smooth and the app is easy to navigate. I’ve tried many money transfer apps and Polar works the best.
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DJ D SolDJ D Sol

Response from developer

Thanks so much for the kind words! We're really glad the US virtual account and cross-border transfers are working well for you. Reviews like this mean a lot to the team - especially hearing that we came out on top after you've tried other options. We're always working to keep things fast and simple, so don't hesitate to reach out if you ever need anything!

Fraud

Some fraud guy named grant running this app, no clear terms of service or privacy policy, will keep your info for 5 years even when you delete the account, they’re data farming and pretty sure selling your data to other companies and will play bad when you get funds, Don’t let them mess with your blood money

AVOID AT ALL COSTS

USE WISE INSTEAD, its the best
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Pahloo786Pahloo786

Response from developer

We're sorry about your experience. Our Terms of Service and Privacy Policy are publicly available at https://info.polarfi.com/terms and https://info.polarfi.com/privacy. We don't sell user data - the 5-year data retention is a legal requirement. If you had issues with your funds, please reach out to our support team so we can help.

Scam App

This is a scam app and will scam you out of your funds, prolly 1 guy running it in some basement, no automations, the app is down most of the times and will rob you out of your funds, Never use this app ever, Use Wise instead, I made a mistake of using this app to cut off fees but it turned out to be a total SCAM
Avoid using this at any cost
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TicTacspTicTacsp

Response from developer

Hi, we're sorry to hear about your experience. We never withhold anyone's funds. In rare cases, our banking partner may return transactions for fraud prevention. We'd love to help resolve this. Please reach out to our support team and we'll look into it right away.

Finally easy remittance

I’ve been using Polar for a couple of weeks now and it’s been a game changer. Setting up was super easy, and I love that I can get my paycheck directly deposited here without any issues. The interest on my balance is a nice bonus, and sending money home has been faster and cheaper than the other services I used before. Everything feels smooth and reliable, exactly what I needed as someone working in the U.S. Highly recommend!
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ThenapperThenapper

Response from developer

Thank you for the amazing review! We're so glad Polar has made remittances easier and faster for you. Your recommendation means everything to us!

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FAQ

Does Polar have ads?

Yes, Polar contains advertisements. This is a common monetization strategy for free financial applications.

What is the interest rate on savings with Polar?

Polar offers variable interest rates on USD savings, ranging from 2-6%. Interest is paid out every second with no lockups, minimum balance, or fees, and you can start with as little as $1.

How quickly can I send money with Polar?

Transfers with Polar are fast and cheap, with transparent exchange rates. Many transfers arrive in 5-10 minutes, and most arrive the same day to 123 countries.

Can I get a U.S. bank account with Polar without a U.S. ID?

Yes, you can get a U.S. bank account number and routing number instantly with Polar without needing a U.S. ID or social security number. You only need your phone and a local government-issued ID.

What can I invest in with Polar?

With Polar, you can invest in gold, Bitcoin, or Ethereum starting with just $1. You can trade 24/7 with a few taps.

What is the age requirement for Polar?

Users must be 18 years or older to use Polar. Terms and conditions apply to all services.

How is my account secured with Polar?

Polar uses state-of-the-art encryption to protect your account and supports Face ID or fingerprint authentication for security. You own your account and can revoke access at any time.

How often is Polar updated?

The latest version of Polar is 1.0.11, and it was last updated on March 12, 2026. This indicates a relatively active development cycle.