Best apps like Pony Up: Split & Budget

10+ similar apps compared and reviewed

4.6 avg rating
9 free apps
Updated September 2026

Whether you want more options like Pony Up or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Pony Up

More apps like Pony Up

4
RightCard: Credit Card Rewards
RightCard: Credit Card Rewards
RightCard: Credit Card Rewards
Cash back hiding on your cards
Free

This app helps you select the optimal credit card for each purchase by analyzing spending categories and card benefits. It provides personalized recommendations without requiring accounts or tracking user data, ensuring privacy and ease of use.

Credit card recommendations by categoryDetailed category analysis (online vs. in-store)Based on public card terms
💰 Finance
(21)
free
5
AI Stock Trading Agents
AI Stock Trading Agents
AI Stock Trading Agents
Investment Analysis & Signals
Free

This app uses AI to help users research stocks and discover investment opportunities. It offers tools for creating custom stock screens, getting AI-generated recommendations, and understanding market trends. Designed for investors of all levels, it simplifies complex financial data for faster, more informed decisions.

AI-powered stock screener creationIntelligent stock recommendations with reasoningReal-time market intelligence dashboard (Pulse)
💰 Finance
(29)
freemium
6
Wall Street Stocks
Wall Street Stocks
Wall Street Stocks
Stock Picks, Alerts & News
Free

This app provides a comprehensive platform for investment research, offering real-time market data, AI-powered stock analysis, and a community forum for investors. Analyze stocks, track portfolios, and discover new investment opportunities.

Real-time market quotesAI-powered stock analysisPortfolio performance tracking
💰 Finance
(21)
freemium
7
MaxDividends
MaxDividends
MaxDividends
Live off dividends
Free
💰 Finance
(0)
8
Moneko AI: Track & Budget
Moneko AI: Track & Budget
Moneko AI: Track & Budget
Shared expenses & split bills
Free

This app simplifies tracking and splitting shared expenses for groups like couples, roommates, and friends. It uses AI to automatically categorize spending, update budgets, and log expenses via text, voice, or photos, adapting to real-life spending habits.

AI-powered expense trackingAutomatic expense categorizationShared expense splitting
💰 Finance
(25)
free with in-app purchases
9
Luna - Budgeting App
Luna - Budgeting App
Luna - Budgeting App
Beautiful expense tracking
Free

This app offers a manual expense tracking experience focused on curbing spending. It prioritizes a user-friendly interface and includes widgets and notifications to encourage consistent habit formation.

Manual expense trackingSpending curbing focusUser-friendly interface
💰 Finance
(20)
free with in-app purchases
10
HomePay Time Tracker
HomePay Time Tracker
HomePay Time Tracker
Get paid quickly & accurately
Free

Easily track and submit your regular and overtime hours for payroll. This app simplifies time entry for nannies and caregivers, ensuring accurate payment calculation including taxes and overtime.

Track daily hoursSubmit hours to employerCalculate taxes
💰 Finance
(49)
ad-supported