QUBER: Budget Around Your Pay

QUBER: Budget Around Your Pay

Budget, save, earn rewards

866 ratings
81 reviews
Free

Details

Released
May 16, 2022
Updated
October 22, 2026
QUBER: Budget Around Your Pay screenshot #1 for iPhone
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About

This app helps you build savings for unexpected expenses and financial goals. It offers rewards like cashback, incentives, and sweepstakes entries as you save. Employers can sponsor the cost, making it free for users with potential matching contributions and automatic payroll savings.

✓Emergency savings account
✓Cashback rewards
✓Monthly incentives (APY)
✓Save to Win sweepstakes
✓Employer matching contributions
✓Automatic payroll savings
✓Digital savings jars
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What users say about QUBER

See all reviews
+1

What's New in QUBER

2.10.19

October 22, 2026

My Budget now finds your bills in your transactions and marks them paid when the payment shows up. New "For you" panel, link more than one account including credit cards, clearer spending category amounts, and holiday-aware dates.

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User reviews

Terrible

My coworkers and I signed up for this app at the behest of our company. It is terrible. So difficult to understand. You cannot do normal banking stuff even thought they send you emails and updates saying “it’s now easier then ever just do this”. Nope. Not even close. We cannot stand this app.

Response from developer

Sorry the app has been frustrating for you and your team. Quber isn't a bank account: it links to the bank you already have and moves money into savings, with a bonus from your employer. We should have made that clearer. Tell us what you were trying to do at support@qubersavings.com and we'll help you get set up.

Good and bad

In a true emergency, cashing out in 5 days is just not plausible. If you want to save long term this is great, but if you’re using it as an emergency fund, I would move the money ASAP to an outside account.

Response from developer

Hi MisSynn90, Thanks for taking the time to write this, and you're right to expect an emergency fund to be reachable in an emergency. We'd want the same. Worth clarifying: cashing out of Quber takes 1 business day. The 5 days you experienced is the incoming deposit clearing at the bank, which is a standard hold on money moving in and only applies to a deposit that hasn't settled yet. Once your balance has cleared, it's a day away.

Lack of support

They need a phone number and someone to walk you through some things. I write emails, but I really need help with obtaining funds from my account. It also takes 5 days to get them back once I figure out how to get it back.

Response from developer

Hi there, we have a live chat option that you can use through the week 9-5pm ET. Every saving goal has a Cashout button which you can tap to get your money back. After you tap the Cashout buttion, it takes 1-3 business days to receive your money. The only funds you may have trouble accessing is any earned incentives that are locked by your employer or money that has not cleared in our system yet, meaning the transfer is still in progress. All other funds are always accessible.

Not working

So the app isn’t working for me. I work at Amazon and this app is offered to us. BUT I can’t sign up because when I try to tap NEXT it doesn’t let me and it’s not working

Response from developer

Amazon is only offered in Canada for now, that is why you cannot find Amazon under Organizations in the US.

Super helpful

I joined the QUBER app through my job, and it turned out to be a savings program I couldn’t pass up. The $1-for-$1 savings match was an amazing benefit, and I was able to take advantage of it twice. I also won one of the $50 raffle prizes they offer, which was a great bonus.QUBER is a fantastic app that makes saving money easy and motivating. It also provides helpful articles and resources about budgeting, building better financial habits, and creating an emergency fund. I highly recommend it to anyone looking for a simple and effective way to save money.
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Response from developer

Thank you so much for taking time to write such a thoughtful review, we always appreciate reading how Quber is helping people to save money!

User experience

🐞

Reported Bugs

3 issues

Freezing or crashing issues

Bug

Incorrect account balance display

Bug

Challenges not properly credited

Bug
✨

Requested Features

4 requests

Faster access to saved funds

Feature

More transparency on fees and policies

Feature

Improved integration with bank accounts

Feature

Dark mode and customization options

Feature

FAQ

What does QUBER do?

QUBER is an app designed to help you save money for life's surprises and build better financial habits. It offers an emergency savings account and allows you to set up digital jars for various financial goals. As you save, you can earn rewards like cashback, monthly incentives, and entries into sweepstakes.

How does QUBER make money?

The app is employer-sponsored, meaning your employer covers the cost, making it free for you to use. While the app itself is free, it does display advertisements. Some employers may also offer additional incentives like matching contributions to your savings.

What are the key features of QUBER?

Key features include an emergency savings account, cashback rewards on purchases, monthly incentives (APY) on your balance, and a 'Save to Win' sweepstakes. It also supports automatic savings from your paycheck and allows you to create digital jars for specific goals.

Is QUBER safe and secure?

Yes, your deposits are held securely in a digital bank account with a partner financial institution. You remain in control of your funds, can view your balance in real-time, and can cash out anytime without penalties. Your employer does not have access to your personal financial information.

Who is QUBER for?

This app is primarily for employees whose employers offer QUBER as a benefit. It's ideal for individuals looking to easily save money, prepare for financial emergencies, and earn rewards for their saving efforts, all at no personal cost.