Raiz Finance

Raiz Finance

Your Global Finance Passport

35 ratings
15 reviews
Free

Details

  • Released
  • Updated
  • August 20, 2024
  • June 25, 2026

Features

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About

Manage multi-currency accounts, receive international payments, and send money globally. This app simplifies cross-border transactions with features like virtual dollar cards and instant transfers, making it ideal for freelancers, remote workers, and businesses operating internationally.

Multi-currency accounts (USD, Naira)
International money transfers
Receive global payments
Virtual dollar card
Instant currency swaps
Rewards and cashback
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What's New in Raiz Finance

3.2.5

June 25, 2026

Minor Improvements

User reviews

The best remittance app in the world

I use Raiz to send money to my family in Nigeria and they got the money directly in their account in a few seconds. I have also used it to send money to Canada and UK and it’s the same result. If you are looking for a quick way to send money to family and friends around the world or even get paid as a freelancer,Raiz is the way to go!!! Raiz am!!!
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I would Rate Raiz 0 star if possible

They are practically cooperate thieves!
Zero response from support
No specific reason for hoarding my money for months

Verification

I tried migrating, got an email says account declined. My tag @Jose254

RAIZ ARE FRAUDS!!

I wouldn't advise anyone to use this app it's been weeks and $600+ of my money has been inaccessible without reason or prior notice and no response from their customer support
Nothing but generic response for over 4 weeks now
By this time tomorrow my lawyer will be taking all legal actions against you and I will use every resources at my disposal to fight you legally
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Poor customer service

I can’t even reset password or transaction pin you’ve my money this app is total scam

FAQ

What does Raiz App do?

Raiz App is a digital banking platform designed for Africans to manage multi-currency accounts, receive international payments, and send money globally. It simplifies cross-border transactions for freelancers, remote workers, and businesses.

What are the key features of Raiz App?

Key features include holding and managing USD and Naira accounts, sending money to over 50 countries, receiving payments via ACH, Wire, or RTP, instant currency swaps, a virtual dollar card for online purchases, and the ability to push funds to debit cards. Users can also earn rewards and cashback.

Is Raiz App free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or upfront costs for the core services. However, transaction fees may apply for certain transfers, though the app highlights low or sometimes zero fees.

Who is Raiz App for?

This app is built for Africans, whether they are on the continent or in the diaspora. It's particularly useful for freelancers, remote workers, business owners, and individuals who frequently engage in international transactions, receive payments from abroad, or send money to loved ones and partners globally.

How can I send money with Raiz App?

You can send money worldwide from countries like the US, UK, Canada, and Europe to over 50 countries, including many in Africa. The app facilitates instant transfers with low fees and full transparency, allowing you to send remittances and payments to various international destinations.