Ratifi - Contract Analyzer

Ratifi - Contract Analyzer

Car Deals, Leases & Rentals

6 ratings
4 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • April 8, 2026
  • July 18, 2026

Features

Ratifi - Contract Analyzer screenshot #1 for iPhone
Ratifi - Contract Analyzer screenshot #2 for iPhone
Ratifi - Contract Analyzer screenshot #3 for iPhone
Ratifi - Contract Analyzer screenshot #4 for iPhone
Ratifi - Contract Analyzer screenshot #5 for iPhone
Ratifi - Contract Analyzer screenshot #6 for iPhone
Ratifi - Contract Analyzer screenshot #7 for iPhone
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About

Instantly understand complex contracts with AI. Upload or photograph documents to get a clear, plain-English breakdown of fees, true costs, and negotiation points. Receive a risk score and actionable advice before you sign.

AI-powered contract breakdown
Plain-English explanations
Hidden fee detection
True cost calculation
Negotiation tips
Risk score analysis
AI chat for follow-up questions
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What's New in Ratifi

2.1.0

July 18, 2026

Try the deal before you take it. This update makes "What if the terms changed?" work on real-world quotes — even the ones that don't print every number. • Model any quote. Dealer sheet missing the residual or rate? Add it with one tap and watch the payment come alive — change the term, money down, or rate and see exactly what moves. • See the whole cost, not just the payment. Stretching the loan makes the monthly smaller — and the total bigger. Ratifi now shows you both, so a "cheaper" deal can't hide what it costs over the full term. • Straight answers. When a quote doesn't print enough to recompute the payment, Ratifi tells you exactly which number to get from the dealer — no guesswork. Plus: leases now capture security deposits and program restrictions, and accuracy improvements across the board.

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3

In-App Purchases

$4.99

5 Analysis Credits

Analyze five contracts with AI-powered insights

User reviews

Stellar!

I’ve been using Ratifi to review contracts, and it’s been a game changer. The app breaks down complex legal language into clear, actionable insights, saving me time and giving me confidence in what I’m signing. It’s fast, intuitive, and incredibly useful whether you’re a business owner or just reviewing personal agreements. Highly recommend—this is one of those tools you don’t realize you need until you have it.
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Amazing app

This app saved me so much money on my car loan and lease! Highly advise using

Helpful

It helped a lot with purchasing my new lease.

Clever app

Terrific use of AI. Do yourself a favor and scan before you sign!

FAQ

What types of contracts can Ratifi analyze?

Ratifi can analyze car purchase agreements and vehicle leases. The platform is designed to break down the key financial components of these specific contract types.

How does Ratifi ensure the security of my contract information?

While specific security protocols are not detailed, the app focuses on providing AI-driven analysis. Users should always exercise caution when uploading sensitive financial documents to any application.

Is Ratifi available on Android devices?

Currently, Ratifi is supported on iPhone and iPod devices. Information regarding future Android availability has not been provided.

What is the update frequency for Ratifi?

The latest version, 2.0.0, was released on June 19, 2026, indicating active development. Previous updates are not detailed, but this suggests regular improvements.

How does Ratifi's analysis compare to a human lawyer?

Ratifi provides an AI-driven breakdown for quick understanding and negotiation points. For complex legal advice or disputes, consulting a qualified human lawyer is always recommended.

Does Ratifi have ads?

No, Ratifi does not contain advertisements. The application is free to use with no subscription required for its core analysis features.

What is the age rating for Ratifi?

Ratifi has an age rating of 4+, making it suitable for a wide range of users. This rating suggests the content is generally appropriate for all ages.

What are the benefits of using Ratifi's risk score?

The risk score provides a clear explanation of potential issues within your contract. It helps users understand the overall financial risk and highlights areas needing attention before signing.