About
Manage personal and business finances easily with a digital bank account. Open an account in minutes with no initial deposit or monthly fees. Features include budgeting tools, savings goals, and loans up to Rp25 million.
What's New in Raya
2.37.0
September 21, 2026
Update terbaru sudah hadir! - Setor Tunai kini tersedia di Indomaret. - Uang Saku anak kini bisa transfer. - Transaksi digital bikin jejakmu jadi lebih hijau dengan Green Banking. - Tampilan antar muka baru FAQ. Ada juga improvement lainnya biar makin aman & nyaman pakai Raya Ps: Biar transaksi makin nyaman, pastikan tipe HP kamu sudah disupport Raya. Selengkapnya cek di ‘Tentang aplikasi ini’ ya!
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FAQ
How secure is Raya?
Raya employs smart login with fingerprint or facial scan, Extra Security features for large transactions, and multi-layer security with OTP and face verification.
What are the benefits of using Raya?
Raya offers free savings with no monthly fees or minimum balance, easy account opening, tools to manage personal and business finances, and access to loans.
Can I separate personal and business finances with Raya?
Yes, Raya allows you to easily separate your personal and business finances within a single application for better organization.
What is the loan limit with Raya?
You can get loans up to Rp25 million through Pinang Flexi, specifically for those who receive their salary via Raya or BRI.
How can I deposit or withdraw cash with Raya?
Cash deposits can be made at BRI Bank Offices, Agen BRILink, and Raya Community Branches. Cash withdrawals are available at Indomaret, BRI ATMs, Agen BRILink, and Raya Community Branches.
Does Raya have ads?
No, Raya does not contain advertisements.
What devices is Raya available on?
Raya is available on iPhone and iPad devices.
How often is Raya updated?
The latest version of Raya is 2.37.0, and it was last updated on September 21, 2026.
