Best apps like Raya - Digital Bank

10+ similar apps compared and reviewed

4.1 avg rating
10 free apps
Updated September 2026
Raya - Digital Bank
Raya - Digital Bank
PT. Bank Raya Indonesia, Tbk.

Looking for something like Raya? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Raya

MotionBank#1

MotionBank by PT Bank MNC Internasional, Tbk.

Editor's Choice
πŸ’° Finance
5.0(2 ratings)
Free
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A digital banking app offering a wide range of financial and non-financial transactions for customers. Easily open accounts, manage credit cards, make payments via QRIS, and access services like time deposits and bill payments from your smartphone.

MotionPay#3

MotionPay by MNC Teknologi Nusantara, PT.

Worth Considering
πŸ’° Finance
4.0(4 ratings)
Free
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This electronic money app facilitates cashless transactions across Indonesia using QRIS. It allows for bill payments, digital product purchases, and money transfers to other accounts and bank accounts nationwide.

More apps like Raya

4
nobu Go by Nobu Bank
nobu Go by Nobu Bank
nobu Go by Nobu Bank
by BANK NATIONALNOBU, PT
Free

Manage your finances with flexible and free services. Enjoy unlimited free transfers, daily interest savings, penalty-free deposits, and convenient bill payments. Access funds quickly and make secure QRIS payments on the go.

Unlimited free transfersDaily interest savingsPenalty-free deposits
πŸ’° Finance
(7)
ad-supported
5
DBS digibank Indonesia
DBS digibank Indonesia
DBS digibank Indonesia
by PT. Bank DBS Indonesia
Free

A comprehensive digital banking app offering seamless management of savings, credit cards, and loans with rapid approval. It facilitates investments in mutual funds and bonds, bill payments, and multicurrency accounts, all secured by a trusted banking group.

Instant account opening60-second loan approvalMulticurrency account with debit card
πŸ’° Finance
(250)
free with in-app purchases
6
Skorlife
Skorlife
Skorlife
Skor Kredit dan Kolektibilitas
Free

Understand your financial health with this app. It helps you check your credit score, view all loans, protect your data, and get assistance with debt repayment. Receive personalized financial product recommendations to make smarter decisions.

Check credit score and payment historyView all active loansDetect unauthorized data access
πŸ’° Finance
(10)
free with in-app purchases
7
AmarthaFin: Investasi & Pulsa
AmarthaFin: Investasi & Pulsa
AmarthaFin: Investasi & Pulsa
by AMARTHA MIKRO FINTEK, PT
Free

Invest in grassroots communities and empower micro-entrepreneurs while earning competitive returns. Additionally, generate profit by selling digital products like phone credit and electricity tokens, with free money transfers and secure transactions.

Impactful grassroots investmentCompetitive investment returns24/7 flexible investing
πŸ’° Finance
(3)
free
8
Superbank: Savings & Loans
Superbank: Savings & Loans
Superbank: Savings & Loans
Rewarding,safe,simple savings!
Free

This banking app offers rewarding savings accounts, easy loan access, and convenient QRIS payments. Enjoy no admin fees and free transfers, with competitive interest rates on deposits and savings. It provides a secure and transparent digital banking experience.

High-yield savings and deposit accountsQRIS paymentsFree transfers
πŸ’° Finance
(9)
ad-supported
9
BSI Mobile
BSI Mobile
BSI Mobile
by PT Bank Syariah Indonesia, Tbk
Free

Manage your bank accounts, make transfers, and pay bills directly from your smartphone. This app offers a comprehensive suite of banking services, including online account opening and cash withdrawals without a card.

Account information (balance, mutations, portfolio)Transfers (inter-branch, online, SKN, QRIS)Bill payments (utilities, academic, insurance, BPJS, etc.)
πŸ’° Finance
(26)
free
10
UOB TMRW Indonesia
UOB TMRW Indonesia
UOB TMRW Indonesia
by United Overseas Bank Limited Co.
Free

This app simplifies your banking with personalized insights, alerts, and recommendations. Enjoy a seamless design for quick transactions, QR code payments, and easy management of accounts and cards. Get 24/7 support through live chat.

Personalized money insightsAlerts and remindersSpending and saving recommendations
πŸ’° Finance
(169)
free