Best apps like Raya - Digital Bank

7+ similar apps compared and reviewed

4.1 avg rating
7 free apps
Updated July 2026
Raya - Digital Bank
Raya - Digital Bank
PT. Bank Raya Indonesia, Tbk.

Looking for something like Raya? We've analyzed 7+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Raya

MotionPay#2

MotionPay by MNC Teknologi Nusantara, PT.

Strong Contender
💰 Finance
4.0(4 ratings)
Free
MotionPay screenshot 1
MotionPay screenshot 2
MotionPay screenshot 3
MotionPay screenshot 4
MotionPay screenshot 5
MotionPay screenshot 6

This electronic money app facilitates cashless transactions across Indonesia using QRIS. It allows for bill payments, digital product purchases, and money transfers to other accounts and bank accounts nationwide.

DBS digibank Indonesia#3

DBS digibank Indonesia by Bank DBS Indonesia, PT

Worth Considering
💰 Finance
4.2(252 ratings)
FreeAds
DBS digibank Indonesia screenshot 1
DBS digibank Indonesia screenshot 2
DBS digibank Indonesia screenshot 3
DBS digibank Indonesia screenshot 4
DBS digibank Indonesia screenshot 5
DBS digibank Indonesia screenshot 6

A comprehensive digital banking app offering seamless management of savings, credit cards, and loans with rapid approval. It facilitates investments in mutual funds and bonds, bill payments, and multicurrency accounts, all secured by a trusted banking group.

More apps like Raya

4
Superbank: Save, Borrow, Grow
Superbank: Save, Borrow, Grow
Superbank: Save, Borrow, Grow
Rewarding,safe,simple savings!
Free

This banking app offers rewarding savings accounts, easy loan access, and convenient QRIS payments. Enjoy no admin fees and free transfers, with competitive interest rates on deposits and savings. It provides a secure and transparent digital banking experience.

High-yield savings and deposit accountsQRIS paymentsFree transfers
💰 Finance
(7)
ad-supported
5
UOB TMRW Indonesia
UOB TMRW Indonesia
UOB TMRW Indonesia
by United Overseas Bank Limited Co.
Free

This app simplifies your banking with personalized insights, alerts, and recommendations. Enjoy a seamless design for quick transactions, QR code payments, and easy management of accounts and cards. Get 24/7 support through live chat.

Personalized money insightsAlerts and remindersSpending and saving recommendations
💰 Finance
(169)
free
6
Maybank2u ID
Maybank2u ID
Maybank2u ID
by PT Bank Maybank Indonesia Tbk.
Free

Manage your finances with a streamlined banking experience. This app offers quick logins, secure transactions, and convenient bill payments. Enjoy features like biometric authentication and QR code payments for everyday banking needs.

Biometric Login (Fingerprint/Face ID)Secure2u for transaction authorizationQRIS-powered QRPay for instant payments
💰 Finance
(20)
free
7
AsetKu - Digital Lending
AsetKu - Digital Lending
AsetKu - Digital Lending
Licensed and supervised by OJK
Free

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

Collateral-free loansFlexible loan amounts (Rp 150,000 - Rp 15,000,000)Repayment terms (91-365 days)
💰 Finance
(17)
free