Best apps like Raya - Digital Bank

9+ similar apps compared and reviewed

3.8 avg rating
9 free apps
Updated September 2026
Raya - Digital Bank
Raya - Digital Bank
PT. Bank Raya Indonesia, Tbk.

Looking for something like Raya? We've analyzed 9+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Raya

More apps like Raya

4
MotionPay
MotionPay
MotionPay
by MNC Teknologi Nusantara, PT.
Free

This electronic money app facilitates cashless transactions across Indonesia using QRIS. It allows for bill payments, digital product purchases, and money transfers to other accounts and bank accounts nationwide.

Cashless transactions via QRISBill and digital product paymentsMoney transfers to accounts and banks
πŸ’° Finance
(4)
free
5
DBS digibank Indonesia
DBS digibank Indonesia
DBS digibank Indonesia
by PT. Bank DBS Indonesia
Free

A comprehensive digital banking app offering seamless management of savings, credit cards, and loans with rapid approval. It facilitates investments in mutual funds and bonds, bill payments, and multicurrency accounts, all secured by a trusted banking group.

Instant account opening60-second loan approvalMulticurrency account with debit card
πŸ’° Finance
(252)
free with in-app purchases
6
Muamalat DIN
Muamalat DIN
Muamalat DIN
by BANK MUAMALAT INDONESIA, PT TBK
Free

Perform sharia-compliant banking transactions conveniently and securely from your smartphone. This app offers a personalized banking experience with Islamic content and promotional offers, serving as a comprehensive solution for your sharia lifestyle.

Balance inquiryTransaction historyFund transfer
πŸ’° Finance
(4)
free
7
Skorlife
Skorlife
Skorlife
Skor Kredit dan Kolektibilitas
Free

Understand your financial health with this app. It helps you check your credit score, view all loans, protect your data, and get assistance with debt repayment. Receive personalized financial product recommendations to make smarter decisions.

Check credit score and payment historyView all active loansDetect unauthorized data access
πŸ’° Finance
(10)
free with in-app purchases
8
SimobiPlus
SimobiPlus
SimobiPlus
Bank Sinarmas Mobile Banking
Free

Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.

Open savings accounts instantlyLocal and international money transfersPay bills and top-up e-wallets
πŸ’° Finance
(31)
free
9
AmarthaFin: Investasi & Pulsa
AmarthaFin: Investasi & Pulsa
AmarthaFin: Investasi & Pulsa
by PT. Amartha Mikro Fintek
Free

Invest in grassroots communities and empower micro-entrepreneurs while earning competitive returns. Additionally, generate profit by selling digital products like phone credit and electricity tokens, with free money transfers and secure transactions.

Impactful grassroots investmentCompetitive investment returns24/7 flexible investing
πŸ’° Finance
(4)
free