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Ready Pay

Ready Pay

by Ready Finance Inc

12 ratings
3 reviews
💰 Finance

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • December 6, 2022
  • December 22, 2023

Developer

Ready Finance Inc
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About

Manage your finances with a digital account offering direct deposit, ATM access, and early paycheck options. Use your account activity to build credit for a mortgage, bypassing traditional credit score requirements.

✓Direct deposit
✓ATM access
✓Early paycheck
✓Visa debit card
✓Mortgage eligibility
✓Build credit history
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What's New in Ready Pay

1.17.0

December 22, 2023

Minor bug fixes.

User reviews

Most RecentHighest RatedLowest Rated

SCAM!! STEALS MONEY

Yea y’all steal peoples money that’s forrsure. Deposited $65 instantly and no where to be seen just like the review before me.
ChitaAndersonChitaAnderson

Scam! Stole 500$ they say is now missing !!

So my first experience with this app was a big fail: I deposited 500 dollars onto cashapp and cashed it out to my readyoay card INSTANT TRANSFER and now the money is nowhere to be seen. Support told me it would show up tomorrow which is not instant but then I get an email from support telling me my transactions failed and that I have a zero balance . So where is the money I deposited onto that card ? Attaching screenshots showing where I transferred the money into the account and minutes later cashed it out to readyoay who says now they don’t have kr !
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scottsgirl73scottsgirl73

Great Program

Using the app for all my expenses builds a credit profile to own a home without a credit score. There is nothing else out there thats free and accessible.
Frust45Frust45

FAQ

What is Ready Pay?

Ready Pay is a digital account that supports direct deposit, ATM access, early paycheck, and a Visa debit card. It aims to provide a new path to homeownership by allowing users to build eligibility for a mortgage through their account activity, rather than relying solely on a credit score.

How does Ready Pay help with mortgages?

By using your Ready Pay account to pay your rent on time, you can become eligible to apply for a Ready Life mortgage. This feature offers a path to homeownership for individuals who may not qualify through traditional credit score requirements.

Is Ready Pay secure?

All money transmission services in the Ready Pay app are provided by Figure Payments Corporation. The Ready Pay Visa Debit Card is issued by Primis Bank (Member FDIC), indicating adherence to standard financial security protocols.

What devices support Ready Pay?

Ready Pay is available on iPhone, iPad, and iPod devices. The app was last updated on December 22, 2023, with version 1.17.0.

What is the rating for Ready Pay?

Ready Pay has a rating of 3.5 stars based on 12 ratings. This suggests a mixed but generally positive user reception.

Does Ready Pay have ads?

The provided data does not specify if Ready Pay contains advertisements. However, its monetization model is listed as 'free', and it does not have in-app purchases.

When was Ready Pay released?

Ready Pay was released on December 6, 2022. The app is developed by Ready Finance Inc.

What is the age rating for Ready Pay?

Ready Pay has an age rating of 4+. This indicates it is suitable for a wide audience, including children.