Does it’s job well
Streamlined app that makes it easy to calculate refinance rates
Excellent Tool
RateShift provided a seamless experience freeing up valuable time to make the best decision for my business endeavor.

This app helps you compare loan rates and payment scenarios to understand borrowing options. Explore different loan terms, save comparisons, and see how rate changes impact total cost. It provides calculation and comparison tools for evaluating financing options.
2.0
May 31, 2026
• Completely redesigned Results experience • New side-by-side comparison view • Clearer savings visualization • Improved Scenario Vault workflow • Cleaner interface and navigation • Performance and stability improvements
More$7.99
RateShift Premium
Unlock unlimited calculations and comparison features.
Refinance Calculator is a tool that helps you compare loan rates and payment scenarios. It allows you to explore different loan terms and understand how rate changes affect the total cost of borrowing.
No, Refinance Calculator provides calculation and comparison tools only. It does not offer financial advice or recommendations.
Premium Access is an optional one-time, non-consumable in-app purchase. There are no subscriptions or recurring charges, and the purchase can be restored on supported devices.
Refinance Calculator is available for iPhone and iPad.
Refinance Calculator has an age rating of 4+.
The latest version, 1.8, was released on March 25, 2026, indicating regular updates to the application.
It helps you gain clarity on borrowing options by comparing interest rates, monthly payments, and loan terms. You can also save and export your comparisons for future reference.
No, Refinance Calculator does not contain advertisements.