Best Refinance Calculator Apps

198+ iOS apps curated and reviewed

4.4 avg rating
19 free apps
Updated August 2026

Refinance Calculator is the household name in refinance calculator, but it's far from the only option. We track 198+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Refinance Calculator Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Refinance Calculator -MortgageRefinance Calculator -MortgageFreeYesNoMay 2026
2refinance_calculatorrefinance_calculatorFreeNoNoAug 2026
3Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesAug 2026
4Karl's Mortgage CalculatorKarl's Mortgage CalculatorFree4.4★ (121)YesNoAug 2026
5Refinance-Home Loan CalculatorRefinance-Home Loan CalculatorFree4.8★ (52)YesNoJul 2026
6Rocket MortgageRocket MortgageFree4.9★ (178K)NoNoSep 2026
7Refinance Calculator-RateShiftRefinance Calculator-RateShiftFree5.0★ (4)NoYesJun 2026
8Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoSep 2026

Top Picks for Refinance Calculator

Mortgage Pal - Loan Calculator#3

Mortgage Pal - Loan Calculator by Appeum Inc

Payments, Rates & Refinance
Worth Considering
💰 Finance
4.8😐(4.7K ratings)
FreeAdsIn-App Purchases
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)

More Refinance Calculator apps to explore

4
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
💰 Finance
(121)
ad-supported
5
Refinance-Home Loan Calculator
Refinance-Home Loan Calculator
Refinance-Home Loan Calculator
House Car Mortgage Student Emi
Free

This loan calculator helps you estimate refinancing costs and potential savings. It calculates monthly payments, total interest, and total repayment for new loans, including the impact of additional payments. You can also save your loan details for future reference.

Calculate new loan based on remaining balanceEstimate saved interest with lower interest ratesCalculate monthly payment, total interest, and repayment
💰 Finance
(52)
ad-supported
6
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(178K)
free
7
Refinance Calculator-RateShift
Refinance Calculator-RateShift
Refinance Calculator-RateShift
Compare Loan Rates & Payments
Free

This app helps you compare loan rates and payment scenarios to understand borrowing options. Explore different loan terms, save comparisons, and see how rate changes impact total cost. It provides calculation and comparison tools for evaluating financing options.

Compare interest rates and monthly paymentsExplore different loan termsSave and export comparisons
💰 Finance
(4)
free with in-app purchases
8
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(105K)
ad-supported
9
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
10
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
11
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Lease & Loan Finance Calc
Free

Estimate monthly payments and total interest for auto leases and loans. This tool helps you understand financing details before meeting with a dealer, offering features like trade-in calculations, scenario saving, and export options. It also includes tools for depreciation, fuel costs, and distance tracking.

Lease payment calculatorLoan payment calculatorTrade-in and fees calculation
💰 Finance
(2.2K)
free with in-app purchases
12
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
💰 Finance
(412)
ad-supported
13
Mortgage Calculator Plus
Mortgage Calculator Plus
Mortgage Calculator Plus
by AppRebel, Inc.
Free

Easily calculate mortgage payments with detailed amortization schedules. This app offers advanced analytics, including interest breakdowns and the ability to save and share calculations. It's designed for anyone looking to understand or plan their mortgage finances.

Intuitive mortgage calculationDetailed amortization schedulesEnhanced mortgage analytics
💰 Finance
(11)
free with in-app purchases
14
Loan Amortization Calculator
Loan Amortization Calculator
Loan Amortization Calculator
Interest & Payment Schedule
Free

Calculate loan payments, interest, and principal breakdown over time. Explore the impact of extra payments on your total loan cost. Ideal for mortgages, auto loans, and personal credit.

Loan payment breakdownInterest and principal estimationExtra payment impact analysis
💰 Finance
(634)
free with in-app purchases
15
Loan Calculator – Refinance
Loan Calculator – Refinance
Loan Calculator – Refinance
Amortization & Payment Tool
Free
💰 Finance
(0)
16
Loan calculator: Installment
Loan calculator: Installment
Loan calculator: Installment
Amortization and interest rate
Free

Easily calculate monthly loan payments, interest rates, loan amounts, or repayment periods. Visualize your loan breakdown with pie charts and detailed amortization schedules.

Calculate monthly/yearly paymentsDetermine interest rateCalculate loan amount
💰 Finance
(827)
free with in-app purchases
17
10bii Financial Calculator
10bii Financial Calculator
10bii Financial Calculator
Easy Financial Calculator
$5.99
$7.99 | 25% OFF

This app offers a comprehensive financial calculator with over 105 functions for business, statistics, and general math. It simplifies complex calculations like loan payments, time value of money, and investment analysis with an intuitive interface and visual tools. Easy modes are available for users new to financial calculations.

Over 105 financial, business, and math functionsTime Value of Money (TVM) calculationsUneven Cashflow worksheets
💰 Finance
(662)
free with in-app purchases
18
Loan Calculator Professional
Loan Calculator Professional
Loan Calculator Professional
by AppRebel, Inc.
Free

Easily calculate loan payments with detailed analytics and visual tools. This app offers a clean interface to help you understand your loan's interest and principal breakdown, with options for extra payments and custom currency symbols.

Intuitive and visually appealing interfaceDynamic payment schedule generationDetailed loan analysis
💰 Finance
(92)
free with in-app purchases
19
Car Loan Calculator Plus
Car Loan Calculator Plus
Car Loan Calculator Plus
by AppRebel, Inc.
Free

Easily calculate car loan details with this intuitive app. It provides enhanced analytics, dynamic amortization schedules, and visual graphing tools to understand your loan payments. Customize calculations with various options and save results for future reference.

Intuitive car loan calculationDynamic amortization schedulesInterest and principal breakdown graphs
💰 Finance
(50)
free with in-app purchases
20
Auto Loan Calculator - Finance
Auto Loan Calculator - Finance
Auto Loan Calculator - Finance
Car Loan Payment & Rate Calc
Free
💰 Finance
(0)

FAQ about Refinance Calculator

Are there free refinance calculator apps for iPhone?
Yes — 19 of the top refinance calculator apps we rank are free to download, including Refinance Calculator -Mortgage and refinance_calculator.
Refinance Calculator -Mortgage shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 198+ refinance calculator apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.

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