Retirement Success Graph

Retirement Success Graph

Plan Decades in Seconds

9 ratings
4 reviews
Free
In-App Purchases

Details

Released
September 19, 2025
Updated
March 4, 2026

Features

Retirement Success Graph screenshot #1 for iPhone
Retirement Success Graph screenshot #2 for iPhone
Retirement Success Graph screenshot #3 for iPhone
Retirement Success Graph screenshot #4 for iPhone
Retirement Success Graph screenshot #5 for iPhone
Retirement Success Graph screenshot #6 for iPhone
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About

This app offers professional retirement planning using advanced Monte Carlo simulations and historical economic data. It stress-tests your financial independence plan with privacy-first architecture, ensuring no data leaves your device. Features include guided planning and what-if analysis.

✓Monte Carlo modeling with 100+ years of economic data
✓Privacy-first architecture, no data leaves device
✓Guided 'Guide Me' interview mode for mistake-free planning
✓What-If Adjustments for plan improvement
✓Success probability analysis with confidence intervals
✓Inflation-adjusted projections
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What's New in Retirement Success Graph

2.5

March 4, 2026

- Tax Bracket Support (Free Version) - (PREMIUM) Expanded savings models to support pre-tax (IRA, 401k), post-tax (Roth IRA, Roth 401k), and non-tax advantaged - (PREMIUM) Added Required Minimum Distribution (RMD) modeling - (PREMIUM) Social Security Spouse Benefit claiming options - (PREMIUM) Expanded Scenarios support - (PREMIUM) Expanded Exports support

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Subscriptions & In-App Purchases

$4.99

Premium

One-time purchase for enhanced features

User reviews

Don’t waste your $4.99

I thought for 4.99 this app would be worth it. I was wrong. It is buggy, the data entry fields don’t all work, and there are not fields to enter things like your current bank account amounts, current brokerage account amounts, or differences in your and your spouse’s ages when considering Social Security benefits. Sadly I just spent 4.99 to realize that this app won’t work at all for me. The free version is better than the paid version, honestly, even though it has fewer options for premium features, because the premium features don’t all work and there aren’t enough of them. I would never be able to rely on this app for any kind of accurate planning. I appreciate the developer’s attempts have given us an inexpensive and robust retirement planning solution, but this was released way before it was ready and is not helpful at all. I won’t be continuing to use it and will have to pay for another planning solution elsewhere.
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App dev retired???

Waste of retirement moolah. Apparently the app developers already have retired from active work—this product is riddled with bugs, non-responding buttons, calculation errors and more. Even its own in-app “rate this app” option fails to work (albeit maybe by design?) Had high hopes for this. Save your money for your future. App is a money-grab fail. Definitely do not upgrade to premium for the $5. Invest your money instead and you will be better prepared for retirement.
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Not ready and not worth it

Extremely buggy. Doesn’t let you save despite clicking save. Good idea but needs some work. I would like my money back

Excellent App

This app is easy to use and makes your chance for success that much higher. Give it a try!!

Developer apps

FAQ

What is Retirement Success Graph's core functionality?

Retirement Success Graph provides professional-grade retirement planning using Monte Carlo simulations. It stress-tests your plan against over 100 years of US market and economic data to assess success probability and inflation-adjusted projections.

How does Retirement Success Graph ensure user privacy?

The app features a privacy-first architecture where all data processing occurs directly on your device. No personal financial data is transmitted or stored by the developer, ensuring complete confidentiality.

What is the 'Guide Me' mode in Retirement Success Graph?

The 'Guide Me' mode offers a simplified question-and-answer interface to help users create or modify their retirement plans. This feature is designed for mistake-free planning, making it accessible for both beginners and experienced planners.

What are the benefits of the premium upgrade for Retirement Success Graph?

The premium upgrade, a one-time purchase of $4.99, unlocks advanced features like 10,000 Monte Carlo simulations, Social Security optimization, advanced withdrawal methods, and detailed PDF/professional exports.

Does Retirement Success Graph have ads?

No, Retirement Success Graph is ad-free. The developer explicitly states 'No ads' and follows a one-time purchase philosophy for all features.

What is the update frequency for Retirement Success Graph?

The app was last updated on March 4, 2026, indicating active development. The current version is 2.5, suggesting regular improvements and feature additions.

What devices does Retirement Success Graph support?

Currently, Retirement Success Graph is supported on iPhone devices. Future platform expansions may be considered based on user demand and development resources.

How does Retirement Success Graph differ from other retirement calculators?

Unlike calculators with oversimplified assumptions, Retirement Success Graph utilizes industry-proven Monte Carlo modeling. This method accounts for market volatility, inflation spikes, and sequence-of-returns risk by simulating over 100 years of historical data.