102+ iOS apps & games curated and reviewed
Kelo is the household name in monte carlo retirement, but it's far from the only option. We track 102+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.
| # | App | Price | Rating | Ads | In-App Purchases | Updated | |
|---|---|---|---|---|---|---|---|
| 1 |  | Free | — | No | Yes | Jul 2026 | |
| 2 |  | Free | 4.9★ (21) | No | No | Oct 2026 | |
| 3 |  | Free | 5.0★ (5) | No | Yes | Sep 2026 | |
| 4 |  | Free | 5.0★ (3) | No | Yes | Oct 2026 | |
| 5 |  | Free | 4.1★ (62) | Yes | Yes | Oct 2026 | |
| 6 |  | Free | 3.8★ (4) | No | Yes | Sep 2026 | |
| 7 |  | Free | — | No | No | Sep 2026 | |
| 8 |  | Free | — | Yes | Yes | Sep 2026 |
This app simulates thousands of market futures and lifespans to estimate your chance of financial solvency in retirement. It models income, expenses, accounts, debt, and life events with a real US tax engine. Understand key insights and track your progress against your plan.
This app offers professional retirement planning using advanced Monte Carlo simulations and historical economic data. It stress-tests your financial independence plan with privacy-first architecture, ensuring no data leaves your device. Features include guided planning and what-if analysis.
