97+ iOS apps & games curated and reviewed
Seraph Retirement Planner is the household name in monte carlo retirement, but it's far from the only option. We track 97+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.
| # | App | Price | Rating | Ads | In-App Purchases | Updated | |
|---|---|---|---|---|---|---|---|
| 1 |  | Free | 4.9★ (18) | No | No | Sep 2026 | |
| 2 |  | Free | 5.0★ (3) | No | Yes | Aug 2026 | |
| 3 |  | Free | 5.0★ (5) | No | Yes | Sep 2026 | |
| 4 |  | Free | — | No | Yes | Jul 2026 | |
| 5 |  | Free | 4.2★ (61) | Yes | Yes | Aug 2026 | |
| 6 |  | Free | — | No | Yes | Aug 2026 | |
| 7 |  | Free | — | Yes | No | May 2026 | |
| 8 |  | Free | — | No | Yes | May 2026 |
This app simulates thousands of market futures and lifespans to estimate your chance of financial solvency in retirement. It models income, expenses, accounts, debt, and life events with a real US tax engine. Understand key insights and track your progress against your plan.
This app simulates retirement scenarios using historical market data to assess your financial plan's success probability. It runs thousands of simulations to account for market volatility and helps you determine safe spending levels and optimal retirement strategies.
This app offers professional retirement planning using advanced Monte Carlo simulations and historical economic data. It stress-tests your financial independence plan with privacy-first architecture, ensuring no data leaves your device. Features include guided planning and what-if analysis.
