Worth it
I really like this because (1) it’s a one time fee (no subscription fees) and (3) it answers critical questions that most retirement calculators don’t. What are the odds that I will be secure and comfortable in my retirement even if the economy were to crash shortly after. What is the likely impact to how long my retirement fund roll last if I change the date I retire or start collecting my Social Security benefit (SSB). What happens if my SSB is substantially cut by the time I qualify for it? It’s great that we can test out the effects of many different variables to see their effects on our retirement principal, grow and monthly withdraws to live on.
I have one feature request for the developer. Right now I see to have to take screenshots or write down what I entered and the calculator’s results and graphs.it would be great to be able to export these as a spreadsheet or PDF report.
I have one feature request for the developer. Right now I see to have to take screenshots or write down what I entered and the calculator’s results and graphs.it would be great to be able to export these as a spreadsheet or PDF report.
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Easy and Fast Results
I’ve been trying to figure out if my retirement savings are enough and this app finally gave me a real answer. The Monte Carlo simulation runs thousands of scenarios and shows you an actual probability of success — not just a generic calculator. The spending phases feature lets you model different expenses at different ages which is how retirement actually works. Worth every penny.
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Finally a retirement calculator that feels realistic
Simple to use and provides different scenarios for social security, market crashes and spending sensitivity.