Reward Architect

Reward Architect

Maximize credit card benefits

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Free
In-App Purchases

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Details

Released
October 29, 2026
Updated
October 29, 2026

Features

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About

Reward Architect helps you get every dollar of value out of the credit cards you already carry. Stop losing money to unused annual credits, forgotten benefits, and annual fees that quietly outlast their value. WHAT YOU CAN DO • Track your card wallet — every card, its annual fee, and its anniversary date in one place • Never miss a benefit — track travel, dining, and other credits with reset-cycle reminders so they don't expire unused • Know which card to use — the Spend Optimizer tells you the best card for any purchase category • See your real annual value — the Annual Review compares fees paid with benefits used, so you know which cards are worth keeping • Track points & miles — every loyalty balance in one place, with estimated dollar value • Lounges Near Me — at the airport, see every lounge and which ones your cards get you into • Lounge access at a glance — a green check shows the card that gets you in; a red X shows which networks a lounge accepts • Plan upcoming trips — add a trip and automatically see lounge options at every airport on your itinerary • Share with household members — pool visibility across cards with people you trust (Master plan) WHY REWARD ARCHITECT Everything is entered by you. Reward Architect never connects to your bank or card accounts, and never asks for account numbers, CVVs, or online banking credentials you identify cards by product name only. Lounges Near Me uses approximate location only while you use it, and your location stays on your phone. No ads, no ad tracking, no selling your data. PLANS • Free Architect — track up to 3 cards with benefit tracking and the Spend Optimizer • Pro Architect — up to 15 cards, alerts, Annual Review, lounge search, and AI features • Master Architect — up to 50 cards, everything in Pro, plus household sharing SUBSCRIPTIONS Pro Architect and Master Architect are available as monthly or annual auto-renewing subscriptions. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the end of the current period. You can manage and cancel subscriptions in your Apple ID account settings after purchase. Terms of Use: https://www.rewardarchitect.com/terms Privacy Policy: https://www.rewardarchitect.com/privacy Questions or feedback: info@rewardarchitect.com
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What's New in Reward Architect

1.3.0

October 29, 2026

4

Subscriptions & In-App Purchases

Pro Architect

Up to 15 cards, alerts, optimizer, and annual review

$4.991 Month
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