ROI - AI Personal Finance

ROI - AI Personal Finance

Checking & Investment Chat

4 ratings
3 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • January 18, 2026
  • March 14, 2026

Features

ROI - AI Personal Finance screenshot #1 for iPhone
ROI - AI Personal Finance screenshot #2 for iPhone
ROI - AI Personal Finance screenshot #3 for iPhone
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About

An AI-powered chat app that connects to your financial accounts to provide insights on spending, saving, and planning. Get clear, plain-language guidance to make smarter financial decisions and build better habits.

Connect checking, savings, and investment accounts
AI-powered financial insights via chat
Understand spending patterns
Plan for savings and investments
Build better financial habits
Plain-language financial guidance
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What's New in ROI

1.06

March 14, 2026

Bug fixes & improvements

Subscription plans

ROI - Early Bird Pricing

Get access to ROI at the early bird rate

$6.991 Month
How to cancel ROI subscription ⁉️

User reviews

Support / Plaid

The app has potential but there is some places where it falls short first the plaid connections for Robinhood it attempts to login accept it takes you to the webpage and then when you login it doesn’t recognize the login and errors out next connected accounts I reached out and haven’t heard back from support so that has been an issue for me I first heard of the app on Reddit and had great faith on the app but it needs more assistance you cannot connect credit cards to the app is well so I think it’s only investments and checking accounts not really a full view of accounts honestly so it’s lacking a bit I could care less about the transactions I just want account view in total.
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Finally Back

I’ve used Roi in the past, not sure if it’s the same app/developers. Great app for knowing your overall financial situation. Please allow users to connect Public.com to the app

Genuinely Useful

Most of my money used to just sit in a HYSA getting 4% because I had no clue what to do and couldn’t afford a financial advisor. Now I just talk to ROI when I have questions since it knows my financial situation more than me lol

Developer apps

FAQ

What is ROI?

ROI is an AI-powered personal finance chat app designed to help you understand your money faster and make better decisions. It connects to your financial accounts to provide insights on spending, saving, and planning.

Does ROI offer financial advice?

ROI is not a financial advisor and does not provide financial, investment, tax, or legal advice. All information and responses are for educational and informational purposes only and should be considered general guidance.

What accounts can I connect to ROI?

You can connect your checking, savings, investment, and retirement accounts to ROI to get a comprehensive view of your finances.

How does ROI help me manage my money?

ROI helps you understand where your money is going, think through spending tradeoffs, build better habits, and feel more confident making financial decisions through conversational insights.

Is ROI free to use?

While the app is listed as 'Free' for download, the use of ROI requires a subscription for its full functionality.

What devices is ROI available on?

ROI is available on iPhone and iPad devices.

How often is ROI updated?

The latest version of ROI is 1.06, and it was last updated on March 14, 2026. This indicates a recent update frequency.

What is the user sentiment for ROI?

ROI has a high user rating of 5.0 stars from 3 ratings, suggesting very positive initial user sentiment.