
Free
About
Meet Ru — your personal AI finance coach. RuAI helps you build better money habits through quick daily check-ins and personalized AI coaching, so you can reach your financial goals faster.
HOW IT WORKS
1. Set a Goal — Whether it's an emergency fund, paying off debt, or saving for a trip, set your target amount and deadline.
2. Check In Daily — Log what you earned and spent in under a minute. That's it.
3. Get AI Coaching — Ru analyzes your progress and gives you personalized feedback and advice tailored to your situation.
KEY FEATURES
• AI Coach — Ru uses advanced AI to give you real, personalized financial guidance — not generic tips.
• Daily Streaks — Stay motivated with streak tracking that rewards consistency.
• Goal Progress — Visual calendar and progress indicators show exactly where you stand.
• Chat History — Review past conversations with Ru anytime.
• Privacy First — No bank linking required. You control what data you share.
RuAI is designed for people who want a simple, private, and motivating way to take control of their finances — without connecting bank accounts or navigating complicated dashboards.
SUBSCRIPTION PLANS
RuAI offers a free tier and premium subscriptions:
- Free: 2 goals, basic AI coaching (1 message/day)
- Weekly: $2.99/week — unlimited goals, priority AI, advanced analytics
- Monthly: $7.99/month — everything in weekly, most popular
- Yearly: $39.99/year — best value, save 58%
All paid plans include a free trial. Payment is charged to your Apple ID account. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage subscriptions in Settings > Apple ID > Subscriptions.
Privacy Policy: https://ruai.io/privacy
Terms of Service: https://ruai.io/terms
Start your first check-in today.
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What's New in RuAI
1.0.0
April 7, 2026