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Ruvo – Global Dollar Account

Ruvo – Global Dollar Account

USD & Pix, spend globally

31 ratings
15 reviews
💰 Finance
Free

Details

Released
July 30, 2025
Updated
October 16, 2026

Features

Developer

CACAO FINANCIAL INTERMEDIATE HOLDINGS LLC
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Ruvo – Global Dollar Account screenshot #1 for iPhone
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About

This app enables Brazilians to receive USD or stablecoins and access funds instantly in Brazil via Pix. It offers global spending with a USD Visa Platinum card and a stablecoin wallet, with low fees and instant transfers.

✓Receive USD via ACH, Wire, RTP, or Pix
✓Instant conversion to BRL via Pix
✓Global spending with USD Visa Platinum card
✓Stablecoin-native wallet
✓Low fees
✓Instant transfers
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+1

What's New in Ruvo

2.1.9

October 16, 2026

- Send and receive international transfers via SWIFT. - Pay with Pix QR codes and pay bills directly in the app. - Enjoy improved Face ID verification when approving payments with passkeys. - Benefit from a smoother experience with UX improvements and bug fixes.

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User reviews

Most RecentHighest RatedLowest Rated

Drew Beaurline

Amazingly quick to send and receive money abroad!
DBDrew Beaurline

Great bank

Works fine every time I have tried in different countries. Would recommend with closed eyes.
LRLucas M Rodrigues

Best way to pay for my tuition

Paying my tuition with Ruvo was so much more convenient than any other option I tried. I sent the money through Pix and it arrived in digital dollars quickly, with lower fees than I was used to. The app is simple, fast, and easy to use. Highly recommend it to anyone moving money between Brazil and the US.
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JLJose B Leal

So glad I switched

I used to use Wise, but RUVO has been much better for me. I can send money through Pix and have it available in dollars super quickly, and the fees have been lower in my experience. The app is smooth, easy to use, and makes moving money between Brazil and the US so much simpler. Highly recommend!
JSJosé Sarmento

Great experience

An easy-to-use app for sending money that has made managing my finances in Brazil so much easier. Fast, simple, and reliable!
RPRebecca Porto
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FAQ

What is Ruvo?

Ruvo is a financial app designed for Brazilians to easily receive USD or stablecoins and access their money instantly in Brazil via Pix. It allows for global spending and offers competitive fees compared to traditional methods.

How does Ruvo help Brazilians get paid globally?

Ruvo provides users with U.S. banking details, enabling them to receive USD through various methods like ACH, Wire, RTP, or Pix. This simplifies international payments for freelancers, creators, and remote workers.

Can I spend my USD balance with Ruvo?

Yes, Ruvo offers a Visa Platinum credit card in USD, allowing you to spend globally. This feature bridges borders, enabling seamless transactions whether you're in Brazil or abroad.

Is Ruvo compliant with Brazilian regulations?

Yes, Ruvo is compliant with Brazil’s new stablecoin regulation. The app also features a stablecoin-native wallet designed to help preserve value against BRL depreciation.

What are the fees associated with Ruvo?

Ruvo boasts low fees, claiming to be up to 90% cheaper than traditional international payment methods. This makes it a cost-effective solution for managing global income.

How quickly can I access my money with Ruvo?

Ruvo offers instant transfers, meaning you don't have to wait days to access your money. Funds can be converted to BRL via Pix or sent as crypto immediately.

What devices does Ruvo support?

Ruvo is available on iPhone and iPad devices. It is designed for users seeking convenient global financial management on their mobile devices.

Does Ruvo have ads?

No, Ruvo does not contain advertisements. The app is free to use and focuses on providing a seamless financial experience without interruptions.