SafeToSpend Budget

SafeToSpend turns volatile, uneven income into one calm number you can trust every day. Built for freelancers, digital nomads, and commission earners whose paychecks are never the same twice. Log your income or an expense, and SafeToSpend buffers the surplus from big months and tops up the lean ones — paying you a steady "virtual paycheck" based on the target salary you set. Your home screen shows a single, honest number: how much is actually safe to spend today. WHAT YOU GET (all free) • Cash-flow buffer engine — big months fund lean months automatically, so your income never feels like a rollercoaster • Safe to spend today — one clear daily number, computed on your device • Manual entry — log income and expenses in seconds • Virtual paycheck history — see the steady pay you've drawn over time • Lean-season forecast & runway — know how many low-income months your buffer can cover • Fixed-expense planner — keep recurring bills front and center • Local-first math — your safe-to-spend number is always calculated on-device; works offline, no bank link required WHY IT'S DIFFERENT SafeToSpend never connects to your bank. There's no scary feed of transactions — just a buffer that smooths the highs and lows and one number that tells you what's safe to spend. THREE STEPS 1. Set your target monthly salary 2. Log income or an expense 3. Check what's safe to spend today LEGAL • Privacy Policy: https://safetospend.sanva.tk/privacy • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/