SalarySnap

SalarySnap

UK Tax, Pensions & Take-Home

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Free
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Released
April 18, 2026
Updated
October 7, 2026

Features

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About

SalarySnap is a UK salary calculator designed for clarity. Enter your gross salary and instantly see what you actually take home after income tax, National Insurance, pension, and student loan deductions, broken down by year, month, week, and hour. Built for every UK region with full support for England, Wales, Scotland’s six-tier tax bands, and Northern Ireland. Updated with HMRC 2026/27 rates. iPhone Duo Open iPhone Duo like a book and SalarySnap becomes a two-page calculator: your salary and pension on one page and your take-home on the facing page, with the split on the fold. The facing page fills in as soon as you open it and keeps up as you type, with no need to tap Calculate, whether you start from your salary or from the take-home you want. Compare salaries opens out the same way, with both offers on one page and the comparison on the other. Folded shut, the whole app works on the outer display, and your figures carry over each time you fold or unfold. CALCULATE - Gross-to-net and net-to-gross calculation - All five student loan repayment plans - Salary sacrifice and auto-enrolment pension - Custom HMRC tax code support - Personal Allowance tapering above £100,000 - Marginal rate analysis: see the exact rate on your next pound earned SMART ALERTS SalarySnap flags the tax traps and benefit clawbacks that catch people out: - £100k tax trap: the hidden 60%+ marginal rate zone between £100k and £125k - Fiscal drag: shows how frozen thresholds quietly cost you more each year - Child Benefit clawback: calculates your exact HICBC charge - Childcare entitlement risk: warns when you’re about to lose 30 Hours Free Childcare or Tax-Free Childcare COMPARE JOB OFFERS Compare two job offers by take-home pay, in a side-by-side breakdown. With Pro, set the bonus, employer pension match, tax region, and student loan plan separately for each offer. TOOLS (Pro) Six tools to help you keep more of what you earn: - Pension Optimiser: model contribution changes and see your projected pension pot - Bonus Calculator: see what you really take home from a bonus - £100k Tax Trap Visualiser: interactive chart of the 60%+ marginal rate zone - Salary Sacrifice Simulator: model pension, Cycle to Work, and EV lease schemes - Cost of Living: compare 20+ UK regions with equivalent salary calculations - Tax Years: see how frozen thresholds affect your pay year over year PAYSLIP AUDIT (Pro) Check the income tax, National Insurance, pension, and student loan on your payslip against SalarySnap’s own calculation. Take a photo of your payslip, choose an image or PDF, or type the figures in; the payslip is read on your device. PRIVACY FIRST All calculations happen on your device. Nothing you enter is collected or shared, and no account is required. SalarySnap is not financial advice. Always consult a qualified professional for decisions about your tax or financial planning. SUBSCRIPTION INFORMATION SalarySnap is free to use with core features. Pro features are available with two options: - Annual Pro: £7.99/year - Lifetime Pro: £19.99 one-time purchase Payment will be charged to your Apple Account at confirmation of purchase. Annual subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. You can manage or cancel subscriptions in your Apple Account settings. Privacy Policy: https://salarysnap.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
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What's New in SalarySnap

1.3.1

October 7, 2026

SalarySnap is now ready for iPhone Duo. Open the phone like a book and Calculate becomes two pages: your salary and pension on one page and your take-home on the facing page, with the split on the fold. The take-home updates as you type, so you can try £45,000, then £50,000, and see the difference straight away. It works the other way round too: start from the take-home you want and SalarySnap finds the salary. Compare salaries also opens out, with both offers on one page and the side-by-side comparison on the other. When you fold it shut, your figures stay in place and the whole app works on the outer display, where close buttons sit under the clock, like the system’s own. SalarySnap is built with the iOS 27.1 SDK, so it runs edge to edge on both displays. More accurate: • State Pension age now comes from your date of birth, as the law sets it, and National Insurance stops on pay you receive from that date. State Pension age is rising from 66 to 67 now, so if you were born in 1960 or 1961, SalarySnap asks once for your birth month • In the year you reach State Pension age, your figures include National Insurance only on the paydays before it • Blind Person’s Allowance now stays in full above £100,000; only the Personal Allowance is reduced • Marriage Allowance now takes £1,260 off your allowance with a tax code like 1257L or 1100L, including with Blind Person’s Allowance, and is left out if giving it away would take you into the higher rate • The minimum wage check uses the rate for your age: £12.71 an hour at 21 and over, £10.85 at 18 to 20 and £8.00 under 18. Just after a birthday or a new rate, it allows for the lower rate your pay period may have started on, as the law does • Plan 5 student loans no longer show deductions before April 2026, when repayments began • For Scottish taxpayers, the Tax Years tool now compares every Scottish band, and only what was frozen is called frozen • Clearer notes on the value of 30 hours of free childcare, the 2029 change to salary sacrifice, and paying the Child Benefit charge through your tax code Also in this update: • At the largest accessibility text sizes, the take-home figure, breakdown rows, badges, switches and the names in Tools stay whole and readable on every iPhone, and Settings no longer runs off the edge of the screen • Widgets now reload only when the figures they show change, rather than every time you leave the app

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SalarySnap Pro

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