
Free
About
Settle makes it easy to split shared expenses on trips, vacations, dinners, or any group event — without the mental math.
HOW IT WORKS
1. Create a trip or event
2. Add the people involved
3. Log each payment and who paid
4. Settle shows you the minimum number of transfers needed so everyone is even
NO MORE SPREADSHEETS
Whether it's a weekend trip with friends, a shared apartment, or a group dinner — just add payments as they happen and let Settle do the math.
MULTI-CURRENCY SUPPORT
Traveling abroad? Add payments in any currency. Settle automatically fetches the latest exchange rate and converts everything to your trip's main currency so the totals always add up correctly.
SIMPLE AND PRIVATE
All your data stays on your device. No account required. No sign-up. No cloud.
FEATURES
• Create multiple trips or events
• Add any number of people
• Log payments with payer and who it covers
• Support for 20+ currencies with live exchange rates
• Smart settlement: calculates the fewest possible transfers to settle all debts
• Works offline using cached exchange rates
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What's New in Settle
1.0
March 18, 2026

