Settle vs Finance Bro

Settle makes it easy to split shared expenses on trips, vacations, dinners, or any group event — without the mental math. HOW IT WORKS 1. Create a trip or event 2. Add the people involved 3. Log each payment and who paid 4. Settle shows you the minimum number of transfers needed so everyone is even NO MORE SPREADSHEETS Whether it's a weekend trip with friends, a shared apartment, or a group dinner — just add payments as they happen and let Settle do the math. MULTI-CURRENCY SUPPORT Traveling abroad? Add payments in any currency. Settle automatically fetches the latest exchange rate and converts everything to your trip's main currency so the totals always add up correctly. SIMPLE AND PRIVATE All your data stays on your device. No account required. No sign-up. No cloud. FEATURES • Create multiple trips or events • Add any number of people • Log payments with payer and who it covers • Support for 20+ currencies with live exchange rates • Smart settlement: calculates the fewest possible transfers to settle all debts • Works offline using cached exchange rates

Know where your money goes. Make room for what comes next. Finance Bro is a personal finance tracker, expense tracker and budget planner. Bring your income, spending, accounts, savings goals, subscriptions and debts into one clear view. START WITH ONE EXPENSE Enter an amount, choose a category and select an account. Manual tracking is free and unlimited. Core records work offline without mandatory registration. SAY IT, SCAN IT, IMPORT IT Add transactions by voice, scan receipts and import supported PDF, CSV or Excel bank statements. Review recognised amounts, accounts and categories before saving. Support depends on the language, device and document format. PLAN YOUR BUDGET AND SAVINGS Set category budgets, compare planned and actual spending, and explore statistics for a chosen period. Create savings goals and record contributions as you go. ACCOUNTS AND TRANSFERS Keep cards and cash separate, use multiple currencies and record transfers between your own accounts. SUBSCRIPTIONS AND DEBTS Follow recurring costs and upcoming payment dates. Keep track of money you owe and money owed to you, record repayments and follow the remaining balance. HOUSEHOLD FINANCES Manage a budget together with shared accounts, transactions and member statistics. Shared features require sign-in and an internet connection. Access conditions are shown in the app. APPLE PAY AFTER SETUP A Shortcuts automation can pass eligible new Apple Pay payment data to Finance Bro for recording. Setup and card-to-account mapping are required. Data availability and execution depend on iOS; the app does not read Wallet history. Unclear entries and possible duplicates need review. KEEP YOUR RECORDS WITH YOU Export transactions to Excel or CSV, create backups and optionally enable personal cloud backups. Personal cloud backups exclude receipt photos. App locking is available. START FOR FREE Voice entry, receipts and statements have free allowances. Finance Bro Pro provides additional features and personalisation. Subscription prices, periods and conditions are shown before purchase. Manual tracking stays free. Pro is an auto-renewable subscription. Manage or cancel renewal in your Apple Account settings. Core records stay on your device. Optional cloud features send the relevant data to the Finance Bro service. Server recognition of an unreadable PDF starts only with your consent and requires a cloud account. Finance Bro keeps records; it does not execute bank payments or charge your subscriptions to other services. Start with today's purchase and build your picture of money. Support: https://finance.aziral.com/support Privacy: https://finance.aziral.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Service terms: https://finance.aziral.com/terms#en