Best Setto alternatives: apps like Setto: Expense Sharing

10+ similar apps compared and reviewed

5.0 avg rating

10 free apps

Updated November 2026

Setto: Expense Sharing

Arun Dhaduti

💰 Finance

🌐 Social Networking

Whether you want more options like Setto or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Setto

SplitSmart: AI Bill Splitter by Dennis Harrington

Split the check, trips & rent

Editor's Choice

💰 Finance

0.0(0 ratings)

FreeIn-App Purchases

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The Tab — Split Bills & Settle by Rafik Manla Hassan

Scan receipts. Split. Settle.

Strong Contender

💰 Finance

0.0(0 ratings)

Free

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Claimio by Syed Saif Ali Shah

Expense Claims & Approvals

Worth Considering

💰 Finance

5.0(1 ratings)

FreeIn-App Purchases

Streamline expense tracking and approvals for teams and individuals. Automatically extract details from receipts with AI, log mileage, and manage claims efficiently. Integrates with accounting software and offers AI tax assistance.

More apps like Setto

ChopChop - Splitting bills

Splitting bills, made simple

Split-Money: Share Expenses

Split expenses effortlessly

Free

Easily split bills and track expenses with friends for trips, dinners, and more. Features include receipt scanning, flexible splitting options, and one-tap settlement. Organize group finances effortlessly with a clean, modern interface.

Receipt scanning and itemizationMultiple splitting methods (equal, percentage, shares)Integrated tax and tip calculation

Divy - Split Expenses Easily

by Jay Rungta

Free

Effortlessly manage shared expenses with friends, roommates, and travel companions. This app offers unlimited group bill splitting with a smart algorithm to simplify debt settlement and multiple splitting modes for ultimate flexibility.

Unlimited group and transaction creationEfficient debt settlement algorithmMultiple splitting modes (Equal, Exact, Percent, Shares)

Scan&Split: AI Bill Splitter

budget app & bill organizer

Free

Effortlessly split bills and track shared expenses with this AI-powered receipt scanner. It handles calculations for meals, groceries, and travel, ensuring fair contributions from everyone. Manage shared finances, track payments, and organize past receipts with ease.

Instant receipt scanningSmart bill splitting by item or evenlyPayment tracking (unpaid, requested, paid)

Splitr: Split Bills in Seconds

Group & one-time splits

Free

Effortlessly divide expenses with friends and roommates. This app uses AI to scan receipts, automatically identify items, and calculate each person's exact share, including tax and tip. Track balances and settle up easily.

AI receipt scanningAutomatic line item extractionProportional tax and tip calculation

Divvy - Split Expenses

Simple bill split for groups

Free

Easily track and split expenses with friends, family, or travel companions. Record payments, see who owes what, and settle up without needing an account. The app works offline and offers real-time collaboration on shared costs.

Expense tracking for groupsReal-time collaborationOffline functionality

Budget Tracker - iExpenses

Receipt Scan & Money Manager