Comparison

Scan&Split vs Setto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Scan&Split

Effortlessly split bills and track shared expenses with this AI-powered receipt scanner. It handles calculations for meals, groceries, and travel, ensuring fair contributions from everyone. Manage shared finances, track payments, and organize past receipts with ease.

Highlights
  • Instant receipt scanning
  • Smart bill splitting by item or evenly
  • Payment tracking (unpaid, requested, paid)
  • Shared expense and group spending tracker
  • Budgeting and spending analysis
  • Bill organizer and past receipt storage
  • Simple sharing via links or built-in tools
Features
Read full description

Tired of awkward math after every meal? With Scan & Split, you can scan receipts instantly and let the app handle the calculation. Whether it’s dinner with friends, groceries, or travel, our smart expense tracker and bill tracker makes sure everyone pays their fair share. Features include: Instant Receipt Scan: snap or upload receipts and get accurate item extraction automatically. Smart Bill Splitter: divide evenly or by items, with tax and tip included. Track Payments: mark expenses as unpaid, requested, or paid with one tap. Money Tracker: keep an eye on shared expenses and group spending. Budgeting and Spending Tracker: understand your money flow and stay organized. Bill Organizer and Bills Manager: store and review all your past receipts and splits easily. Simple Sharing: generate a share link or use the built-in splitter tool to invite friends. Free Budget Tracker: manage your finances without hidden fees. Finance Tracker: see your spending history in one simple dashboard. Why choose Scan & Split? It is a lightweight but powerful budget app and bill organizer, similar to apps like Splitwise or YNAB budgeting finance, but faster, cleaner, and built for everyday use. Use it as a budgeting app free, counting app, or even as a coin checker for tracking smaller expenses. It’s also great for couples or roommates looking for a free couples app to manage shared bills. Stay in control of your budget with one reliable tool that combines expense tracking, budget tracking, and spending tracking into one app. Download Scan & Split today and make every split simple.

About

Setto

Features
Read full description

Split expenses with friends, roommates, and travel groups — without awkward money chats. Setto gives everyone a clear view of who owes what. Add expenses in seconds, nudge unsettled balances, and settle up with fewer transfers. WHY SETTO • Apple Watch: log expenses and check balances from your wrist • Split any way: equal, percentage, exact amounts, or custom shares • Smart debt simplification across all your groups • AI entry: type naturally or use voice (“dinner 40 with Sam”) • On-device receipt scan — merchant and amount, privately on your phone • Nudge friends politely when something’s still open • Real-time activity feed for expenses, edits, and settlements • Cross-group balances so you always know the full picture • Offline-ready — add and view expenses, sync when you’re back • Reports: monthly charts, categories, PDF/CSV export • Trip mode: budgets, default splits, multi-currency • Recurring expenses for rent, subscriptions, and regular bills • Settle with the payment apps you already use (including UPI where available) Free to start. Create a group, log the first expense, and stop chasing people in the chat.

Screenshots

Scan&Split4 screens
Setto4 screens

Verdict

The call

The clearest difference is in-app purchases: Setto at none against Scan&Split's 3. Setto also leads on update cadence (every 2 days vs every 3 days) and device support (4 vs 2). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Scan&Split sells 3 one-off in-app purchases. Setto asks for nothing beyond the download.

UpkeepUpdate frequency

Scan&Split ships an update every 3 days, Setto every 2 days. The most recent releases landed on October 30, 2026 and November 6, 2026 respectively.

Scorecard3 real differences · 7 level
Scan&Split versus Setto: the parameters behind the verdict, then further details
ParameterScan&SplitSetto
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS15.615.5 — better
Further details — not scored
Size18 MB150 MB
Age rating4+4+
DeveloperKoKo AungArun Dhaduti

In-app purchases

3 purchases

Scan&Split

One-time3
  • 10 Receipts$2.99
  • 20 Receipts$4.99
  • 100 Receipts$14.99
None

Setto

No in-app purchases

Questions

Is Scan&Split free?
Scan&Split is free to download, with in-app purchases available.
Is Setto free?
Setto is free to download, with no in-app purchases.
Do Scan&Split or Setto have ads?
Neither Scan&Split nor Setto shows ads.
Which is updated more often, Scan&Split or Setto?
Scan&Split ships an update every 3 days, and Setto every 2 days. Most recently, Scan&Split was updated on October 30, 2026 and Setto on November 6, 2026.

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