Best apps like Simple IOU

33+ similar apps compared and reviewed

4.1 avg rating
10 free apps
Updated July 2026

Simple IOU is great, but it's not the only option. Explore 33+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Simple IOU

Loan Tracker: You Owe Me#1

Loan Tracker: You Owe Me by IEVGENII IABLONSKYI

IOUs, Bills & Reminders
Editor's Choice
💰 Finance
4.5(345 ratings)
FreeIn-App Purchases
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This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

Who Owes Me - Payment Tracker#2

Who Owes Me - Payment Tracker by Voglhuber

Remember debts & split costs
Strong Contender
💰 Finance
4.6😐(769 ratings)
FreeIn-App Purchases
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Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

What We Love

  • 👍 Easy to use and intuitive
  • 🚀 Provides a good overview of debts
  • 💡 Helpful for tracking money owed
  • 🚀 Simple and straightforward

Room to Improve

  • 💰 Subscription or high one-time cost
  • 🔒 Limited functionality in free version
  • 🐛 Sync issues between devices
IOU-Money#3

IOU-Money by Nikesh Shakya

IOU Money pending tracker
Worth Considering
💰 Finance
4.0(1 ratings)
FreeAdsIn-App Purchases
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Effortlessly manage your finances with this comprehensive budgeting and expense tracking app. Monitor spending, track debts and credits, and gain insights into your financial health with detailed reports and customizable features.

More apps like Simple IOU

4
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
by Tomas Chyly
Free

Easily track who owes you money or what you owe others. Organize debts by creating people and assigning items to them. This app works entirely offline for complete privacy and convenience.

Manage who owes you moneyTrack what you owe othersOrganize debts with items
💰 Finance
(1)
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5
IOUOI
IOUOI
IOUOI
by Sucheta Khot
Free

Easily track all your borrowing and lending activities for both money and items. Assign monetary values, organize by category, and manage payments with due dates and reminder emails. Keep a history of all past transactions.

Track money and item borrowings/lendingsAssign monetary value to itemsOrganize by category
💰 Finance
(7)
free
6
Keepfully – Loan Tracker
Keepfully – Loan Tracker
Keepfully – Loan Tracker
Organize Private Loaned Things
Free

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

Track money and objects lent/borrowedOrganize by person with overviewAutomatic loan reminders
💰 Finance
(28)
freemium
7
Debts Monitor
Debts Monitor
Debts Monitor
Payment Track, Snowball Method
Free

Organize and track all your debts in one place. This app uses the popular Snowball method to help you manage and pay off your debts efficiently. Visualize your progress, see payoff dates, and receive payment reminders to reduce financial stress.

Total debt status overviewTrack unlimited debtsPayment due date notifications
💰 Finance
(50)
ad-supported
8
Loan Book & Debt Manager
Loan Book & Debt Manager
Loan Book & Debt Manager
Loan Management by Freebird
Free

This app helps you manage your lending business securely and efficiently. Track loans, payments, and collaborate with your team. Features auto-reminders for borrowers and data export options.

Secure lending business managementTeam collaborationLoan and payment tracking
💰 Finance
(54)
free with in-app purchases
9
Lending - Track money & items
Lending - Track money & items
Lending - Track money & items
Borrowing & lending manager.
Free

Easily manage all your borrowed and lent items and money. Keep a detailed record of transactions, including currency support and returned items.

Track borrowed itemsTrack lent itemsTrack borrowed money
💰 Finance
(22)
free
10
Payback Balance Tracker
Payback Balance Tracker
Payback Balance Tracker
Track tabs with your friends
Free

Easily track debts and balances among friends without needing to exchange money. This app helps everyone know who owes whom, simplifying shared expenses and reimbursements.

Track balances between friendsLog what you owe othersLog what others owe you
💰 Finance
(10)
free