Simplifyn

Simplifyn — See Your Journey to Financial Freedom What if you could actually see your financial future? Simplifyn turns your spending, investments, goals, and debts into a visual journey toward financial freedom — showing you where you are today, where you're heading, and what could change along the way. With your AI Coach, you can get personalized insights, ask questions about your finances, and explore “what if” scenarios to see how different choices could shape your journey. See Your Freedom Journey Start with just a few details — your monthly spending, monthly investments, and current Freedom Capital. Simplifyn uses these to create a personalized Freedom Journey showing how your financial position could evolve over time. From day one, your journey shows five meaningful financial milestones: • Emergency Fund • Financial Cushion • Financial Momentum • Financial Independence • Financial Abundance See where you are today, the next milestone ahead, and how your journey could progress toward financial freedom and beyond. Your spending, investments, goals, and debts can also appear as markers on the journey, helping you see how different parts of your financial life can influence your path. Your Numbers Don't Have to Be Perfect Simplifyn is designed to help you understand the bigger picture, not require perfectly precise financial data. Estimates are often enough to get started. Your Freedom Journey uses broad assumptions for investment growth, inflation, and the capital you may need for financial freedom. You can choose a Freedom Target such as 20× or 25× and select a projection profile based on your expectations. These assumptions are customizable, so you can adjust them to reflect your circumstances and financial outlook. The goal isn't to predict your future perfectly. It's to give you a useful picture of where your current path could lead — and help you explore how different choices might change it. Bring Your Financial Life Together Add the details that matter to your journey: Spend Add your income and expenses, including recurring and one-time spending, to understand how your lifestyle affects your journey. Invest Add your savings and investments, including regular investments and lump sums, and see how they contribute to your future. Goals Add major future expenses such as a home, education, travel, or other important purchases and see where they fit into your journey. Debt Add your loans and debts, including payments and expected payoff dates, and understand how they can influence your progress. Explore Your Future With AI Your AI Coach helps you make sense of your financial picture. Get personalized daily insights, discover insights when you add new financial information, ask questions about your finances, and explore “what if” scenarios. Wondering what might happen if you invest more each month? What if you reduce your monthly spending? What if you have a large expense in a few years? Ask your AI Coach and explore the possibilities. When you explore a strategy, Simplifyn can show its potential impact directly on your Freedom Journey, so you can see how the trajectory could change. Not a Real-Time Tracker Simplifyn isn't designed to be a real-time net-worth dashboard or transaction tracker. You don't need to connect every bank account or record every transaction. Instead, Simplifyn focuses on the bigger picture — using the financial information you provide to help you visualize where you are today, understand where you're heading, and explore how your choices could shape the future. A Clearer Way to Think About Financial Freedom It's not about obsessing over spreadsheets or numbers. It's about seeing the bigger picture. Understand where you stand. Visualize where you're going. Explore what could change your path. Make more informed decisions about the future. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/