Skwad: Privacy-First Budgeting

Skwad: Privacy-First Budgeting

Understand your finances

11 ratings
16 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • June 8, 2025
  • July 13, 2026

Features

Skwad: Privacy-First Budgeting screenshot #1 for iPhone
Skwad: Privacy-First Budgeting screenshot #2 for iPhone
Skwad: Privacy-First Budgeting screenshot #3 for iPhone
Skwad: Privacy-First Budgeting screenshot #4 for iPhone
Skwad: Privacy-First Budgeting screenshot #5 for iPhone
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About

This app helps you understand your spending habits by syncing transaction data directly from your bank's email alerts, eliminating the need for direct bank logins. It offers robust budgeting tools, customizable expense tracking, and bill payment reminders to help you manage your finances effectively and securely.

Syncs transactions from bank email alerts
No bank login required
Multiple budgeting options
Customizable expense categories
Bill payment and loan reminders
Multiplayer mode for shared finances
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What's New in Skwad

1.0.0

July 13, 2026

- We rebuilt Trends from the ground up and polished the app. - Make it yours and customize what you see. - Relative date filters and better handling of custom date ranges. - When a bank works better through a different provider, we now suggest it during setup instead of leaving you stuck. - More reliable Plaid connections, with clearer error handling. - The Help Center is now built into the app. - Several minor fixes and performance improvements

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Subscription plans

Skwad DIY

Sync with email scans

$49.001 Year
14 Days trial
How to cancel Skwad subscription ⁉️

User reviews

Horrible

This app is a joke. It’s so glitchy. Random and doesn’t even make sense when trying to set it up. It has random numbers already programmed in and none of it makes sense Don’t waste your time! Not to mention they charged me right away when they were supposed to give me a 14 day free trail

Response from developer

Hello, You shouldn’t have been charged before your trial. Please reach out to support for a refund. If this is the “purchase complete” notification you see after starting a trial, it’s not a charge. The wording from our payment tool is confusing. The random numbers are placeholder (example) values. Those disappear once you start connecting your real data. - Cassie

Serious Privacy

I love that these guys have found a way to automate adding transactions without any connection to my accounts. Great privacy policy. Great price. And they have a ton of options and flexibility. Thanks for making this.

Big fan of the app and customer service

After trying 3-4 different apps with my husband, we finally found one that checks off all of our boxes! Skwad is easy to use and helps us keep our expenses in order. Any small issues or bugs we've faced, the customer service team is always on it super fast.

Excels at recording expenses

Easy to use and load data
Opportunities in reporting and analysis

Excellent Budgeting Resource

I’ve tried to manage my finances before, but now that I use Skwad, I’ve never felt as confident or had as much transparency into my spending and saving habits. Could not recommend more for someone who wants an easy way to get on top of their finances and set budgeting goals. 10/10

FAQ

How does Skwad sync transactions without my bank login?

Skwad syncs transactions by processing the email alerts your bank sends for each transaction. This method bypasses the need for direct bank logins, offering enhanced privacy and security. It ensures transactions are captured as they happen, unlike traditional apps that may have delayed syncs.

What are the pricing plans for Skwad?

Skwad offers a DIY Plan for $49 USD per year and a LINK Plan for $65 USD per year. Both plans include a 14-day free trial. Monthly subscription options are also available, starting at $6.00/month for the DIY plan.

Does Skwad have ads?

Yes, Skwad contains advertisements. As a free app with in-app purchases, advertisements are part of the user experience.

What devices does Skwad support?

Skwad is available on iPhone and iPad devices. It is designed to provide a seamless budgeting experience across Apple's mobile platforms.

How often is Skwad updated?

The latest version of Skwad is 0.8.6, and it was last updated on January 12, 2026. This indicates a commitment to regular updates and improvements.

Can I share my finances with others using Skwad?

Yes, Skwad features a multiplayer mode that allows you to invite companions to share accounts and transactions. This is useful for couples or families looking to manage debt together.

What is the age rating for Skwad?

Skwad has an age rating of 4+. This suggests that the app's content and functionality are considered appropriate for users aged four and above.

How does Skwad's transaction syncing compare to other budgeting apps?

Skwad syncs directly from bank email alerts, which is faster and more reliable than other apps that rely on scheduled refreshes or intermediary services. This method avoids issues like broken reconnections and delayed transaction updates.