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Skwad: Privacy-First Budgeting

Skwad: Privacy-First Budgeting

Understand your finances

13 ratings
16 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • June 8, 2025
  • September 26, 2026

Features

Developer

TCS Digital LLC
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About

This app helps you understand your spending habits by syncing transaction data directly from your bank's email alerts, eliminating the need for direct bank logins. It offers robust budgeting tools, customizable expense tracking, and bill payment reminders to help you manage your finances effectively and securely.

✓Syncs transactions from bank email alerts
✓No bank login required
✓Multiple budgeting options
✓Customizable expense categories
✓Bill payment and loan reminders
✓Multiplayer mode for shared finances
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What's New in Skwad

1.1.1

September 26, 2026

WIDGETS • New: Account Balance widget (small, medium). Select any account. • New: Account Group widget (medium, large). Shows all accounts or a single account type; large size includes a balance trend chart. • New: Recent Transactions widget (large). Pending transactions are listed first; new transactions are tagged. • New: Spending Compare widget (medium). Current month vs. previous month. • Added a Skwad picker to widget configuration. • Widgets performance fixes (faster refresh) BUDGETS • New: Reserved categories. Funds assigned to a Reserved category are excluded from available-to-spend. • Reserved categories are locked in the budget table and shown with their own indicator. ALSO NEW • Duplicate transactions: manual refresh and merge. • More menu redesigned as a tile grid. FIXES • Budget widget shows the budget total instead of the selected category. • Widget spacing and chart sizing corrected. • Double taps no longer open the same screen twice. • Face ID lock: fixed flicker on unlock and login-screen recovery. • Category name no longer auto-focuses on edit; keyboard dismisses on scroll.

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Subscriptions & In-App Purchases

Skwad DIY

Sync with email scans

$49.001 Year
14 Days trial
How to cancel Skwad subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Horrible

This app is a joke. It’s so glitchy. Random and doesn’t even make sense when trying to set it up. It has random numbers already programmed in and none of it makes sense Don’t waste your time! Not to mention they charged me right away when they were supposed to give me a 14 day free trail
Mujlogdu isMujlogdu is

Serious Privacy

I love that these guys have found a way to automate adding transactions without any connection to my accounts. Great privacy policy. Great price. And they have a ton of options and flexibility. Thanks for making this.
Private Guy in VirginiaPrivate Guy in Virginia

Big fan of the app and customer service

After trying 3-4 different apps with my husband, we finally found one that checks off all of our boxes! Skwad is easy to use and helps us keep our expenses in order. Any small issues or bugs we've faced, the customer service team is always on it super fast.
nevagannevagan

Excels at recording expenses

Easy to use and load data
Opportunities in reporting and analysis
ErkasasaliErkasasali

Excellent Budgeting Resource

I’ve tried to manage my finances before, but now that I use Skwad, I’ve never felt as confident or had as much transparency into my spending and saving habits. Could not recommend more for someone who wants an easy way to get on top of their finances and set budgeting goals. 10/10
Sarah.A.MckSarah.A.Mck
See 11 more reviews

FAQ

How does Skwad sync transactions without my bank login?

Skwad syncs transactions by processing the email alerts your bank sends for each transaction. This method bypasses the need for direct bank logins, offering enhanced privacy and security. It ensures transactions are captured as they happen, unlike traditional apps that may have delayed syncs.

What are the pricing plans for Skwad?

Skwad offers a DIY Plan for $49 USD per year and a LINK Plan for $65 USD per year. Both plans include a 14-day free trial. Monthly subscription options are also available, starting at $6.00/month for the DIY plan.

Does Skwad have ads?

Yes, Skwad contains advertisements. As a free app with in-app purchases, advertisements are part of the user experience.

What devices does Skwad support?

Skwad is available on iPhone and iPad devices. It is designed to provide a seamless budgeting experience across Apple's mobile platforms.

How often is Skwad updated?

The latest version of Skwad is 0.8.6, and it was last updated on January 12, 2026. This indicates a commitment to regular updates and improvements.

Can I share my finances with others using Skwad?

Yes, Skwad features a multiplayer mode that allows you to invite companions to share accounts and transactions. This is useful for couples or families looking to manage debt together.

What is the age rating for Skwad?

Skwad has an age rating of 4+. This suggests that the app's content and functionality are considered appropriate for users aged four and above.

How does Skwad's transaction syncing compare to other budgeting apps?

Skwad syncs directly from bank email alerts, which is faster and more reliable than other apps that rely on scheduled refreshes or intermediary services. This method avoids issues like broken reconnections and delayed transaction updates.