
About
Effortlessly track expenses and income by entering multiple transactions in a single sentence. This app offers flexible budgeting, clear statistics, and privacy-focused features for easy financial management.
What's New in Smart Ledger
4.0
September 21, 2026
What’s New in 4.0: **One-Sentence Rules — Make everyday bookkeeping easier** - Automatic tags: Say “Tag future Starbucks purchases as Coffee” to organize matching transactions. - Spending alerts: Say “Remind me when I spend over 300 on coffee each month.” Supports monthly totals and individual purchases. - Scheduled reminders: Say “Remind me to pay rent on the 10th of every month at 8 PM.” - Recurring transactions: Say “Rent 2,000 on the 10th of every month” to schedule regular income or expenses. - Adjust effective dates, preview changes to past transactions, and review rule activity with linked entries. **Savings — Keep everyday spending and savings clear** - Set a starting date and opening balance to track your savings. - See your balance update based on income and expenses after your chosen date. - Mark purchases as “Paid from Savings” to exclude them from your everyday budget and pocket money allowance. - View your savings balance and this month’s spending from savings on the Home page. Also includes usability improvements and bug fixes.
MoreSubscription plans
Smart Ledger Pro Yearly
iCloud sync, recurring bills, and Shortcuts
User reviews
FAQ
What is Smart Ledger?
Smart Ledger is a personal finance app designed for fast and private expense tracking. It allows users to enter multiple transactions in a single sentence, review spending, and manage budgets with clear statistics.
How does Smart Ledger handle multiple transactions?
You can enter "Lunch 20, coffee 30, taxi 10" and Smart Ledger will automatically separate these into individual transactions for review and saving, simplifying data entry.
What budgeting features does Smart Ledger offer?
Smart Ledger provides flexible budgeting options, including daily budgets and flexible funds that can be enabled independently. Simple progress indicators show spending against your budget.
Is Smart Ledger secure and private?
Yes, Smart Ledger prioritizes privacy. Shortcut screenshot recognition is performed on-device, and iCloud sync is optional, ensuring your ledger data remains under your control.
What are the subscription options for Smart Ledger Pro?
Smart Ledger Pro offers monthly and yearly subscription plans. The monthly plan is $0.99 and includes a 7-day free trial, while the yearly plan is $6.99 and also includes a 7-day free trial.
Does Smart Ledger have ads?
No, Smart Ledger does not display advertisements. The app is free to use with optional in-app purchases for premium features.
What devices does Smart Ledger support?
Smart Ledger is currently supported on iPhones. It utilizes iCloud sync for data backup and restoration between supported devices.
How often is Smart Ledger updated?
The app was last updated on September 7, 2026, indicating regular maintenance and potential feature additions. The latest version available is 3.1.


