Pigni vs Smart Ledger

Pigni is a local-first expense tracker that turns screenshots, voice notes, manual entries and imported bills into records you can review before saving. With Pigni, you can: • Review spending with calendars, trends and category reports; • Extract candidate details from bill screenshots and confirm them before saving; • Create entries quickly with voice or natural language; • Manage multiple ledgers, budgets, accounts, tags, refunds and reimbursements; • Import and export data, with optional iCloud backup; • Configure a compatible provider for optional AI-assisted organization and analysis. Your ledger stays on your device by default. Camera, photo, microphone, speech recognition, notification and biometric permissions are requested only when the corresponding feature needs them. Third-party AI, iCloud backup and feedback are used only when you configure or start them. AI and OCR results may be incomplete or incorrect. Verify important financial records against your bank, payment provider or official receipt. Some advanced features require membership; prices, periods and renewal details are shown on Apple's purchase confirmation screen. Privacy Policy: https://lagomfan.github.io/pigni-legal/privacy/ User Agreement: https://lagomfan.github.io/pigni-legal/user-agreement/

Smart Ledger is a focused personal finance app that makes everyday bookkeeping faster and easier. Record one or multiple transactions in a single sentence, review the results, and save them together. 【Multiple Transactions in One Entry】 Enter “Lunch 20, coffee 30, taxi 10” and Smart Ledger separates the text into individual transactions for you to review and save. 【Today at a Glance】 See today’s spending, available budget, flexible funds, and recent activity in one place. 【Flexible Budgeting】 Daily Budget and Flexible Funds can be enabled independently. Simple progress indicators help you understand what has been spent and what remains. 【Bills and Search】 Browse transactions by date, type, or category, and use natural-language search to find relevant records. 【Clear Statistics】 Review weekly, monthly, and yearly trends, category breakdowns, and budget progress to better understand your spending. 【Recurring Transactions】 Manage regular income and expenses without repeatedly entering the same information. 【iCloud Sync】 Back up, restore, and sync your ledger data between supported iPhones using iCloud. 【Shortcuts】 On supported iPhone models, use Shortcuts and the Action button to recognize a payment screen and record it quickly. Other models can run the shortcut from the Shortcuts app. 【Privacy First】 Your ledger remains under your control. iCloud sync is optional. Smart Ledger turns everyday bookkeeping into a simpler, more natural habit—one line at a time. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/