RITO vs Pigni

RITO is an AI-powered expense tracker. Talk to it, and your finances stay in order. - AI Expense Logging Just say "coffee 28" or "rent 4500 last month" — AI extracts the amount, category, date, and notes for you. Voice input and receipt scanning included. - Multi-Account · Multi-Currency Manage cash, savings, credit cards, and digital wallets separately. 13 major currencies auto-converted at daily rates — perfect for travel and overseas spending. - Budgets · Insights · Net Worth Monthly budget rings show you exactly where you stand. Drill into categories, trends, and top merchants. Watch your net worth curve grow over time, not just this month's flow. - Widgets & Lock Screen Home screen and Lock Screen widgets in every size — log a transaction in one tap. Long-press any widget to jump straight to entry. - Privacy First No account required. Your data lives on your device (SwiftData) and syncs only through your own iCloud private database — even we can't read it. CSV import and export keep you in control. - Built for iOS 26 Liquid Glass design that feels native to your phone. Optimized for iPhone, iPad, Home Screen widgets, and Lock Screen. Who is RITO for? · People who hate tapping through dropdowns just to log a coffee. · Anyone juggling cash, credit cards, and foreign currencies. · Privacy-minded users who want their data on their own device. · Those migrating from Excel or other expense trackers. · Anyone who cares about how their tools look and feel. Subscription Core tracking, statistics, and widgets are free forever. AI logging and receipt scanning unlock via subscription, cancellable anytime. Details shown in-app. We listen Every email and message gets read personally. New features are prioritized based on real user voices. Reach out: 1415515984yuri@gmail.com — Contact & Legal — Contact: https://www.lisanalgaib.site/contact.html Privacy Policy: https://www.lisanalgaib.site/privacy-policy.html Terms of Use: https://www.lisanalgaib.site/user-agreement.html Slip your wallet into your pocket — start with one sentence.

Pigni is a local-first expense tracker that turns screenshots, voice notes, manual entries and imported bills into records you can review before saving. With Pigni, you can: • Review spending with calendars, trends and category reports; • Extract candidate details from bill screenshots and confirm them before saving; • Create entries quickly with voice or natural language; • Manage multiple ledgers, budgets, accounts, tags, refunds and reimbursements; • Import and export data, with optional iCloud backup; • Configure a compatible provider for optional AI-assisted organization and analysis. Your ledger stays on your device by default. Camera, photo, microphone, speech recognition, notification and biometric permissions are requested only when the corresponding feature needs them. Third-party AI, iCloud backup and feedback are used only when you configure or start them. AI and OCR results may be incomplete or incorrect. Verify important financial records against your bank, payment provider or official receipt. Some advanced features require membership; prices, periods and renewal details are shown on Apple's purchase confirmation screen. Privacy Policy: https://lagomfan.github.io/pigni-legal/privacy/ User Agreement: https://lagomfan.github.io/pigni-legal/user-agreement/