Best SmartDebts alternatives: apps like SmartDebts

8+ similar apps compared and reviewed

3.9 avg rating
8 free apps
Updated November 2026

Looking for something like SmartDebts? We've analyzed 8+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to SmartDebts

Debty: IOU & Debt Tracker#3

Debty: IOU & Debt Tracker by Derg AB

Money owed, loans & clients
Worth Considering
💰 Finance
4.8😐(140 ratings)
FreeIn-App Purchases
Debty: IOU & Debt Tracker screenshot 1
Debty: IOU & Debt Tracker screenshot 2
Debty: IOU & Debt Tracker screenshot 3
Debty: IOU & Debt Tracker screenshot 4
Debty: IOU & Debt Tracker screenshot 5

Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.

What We Love

  • 👍 Simple and straightforward interface
  • ✨ Attractive and clean UI
  • 🚀 Fast to add records
  • ✅ No ads or unnecessary features
  • 💰 Optional subscription model
  • 🔄 iCloud backup/sync mentioned positively
  • 💵 Supports multiple currency types
  • 👌 Intuitive to use
  • 💡 Minimalist design

Room to Improve

  • 💸 Introduction of subscription model
  • ⚠️ Free version has limitations (e.g., 3 debtors)
  • 💰 FaceID unlock is paid
  • 🔄 Frequent updates can be disruptive
  • 🗑️ Data loss issues reported
  • 📱 Works only on one device without sync
  • 💱 Default currency is not always rubles
  • 📈 App size increases over time

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4
Money Manager Classic Lite
Money Manager Classic Lite
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This app helps you manage personal finances with double-entry bookkeeping, budget tracking, and card management. It offers instant statistics, recurring transaction setup, and secure passcode protection for your financial data.

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Debt Tracker: Who Owes Me?
Debt Tracker: Who Owes Me?
Debt Tracker: Who Owes Me?
Debts Monitor: Money You Owe
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Easily track money owed to you and money you owe others. Record amounts, follow payments, and manage debts across multiple currencies. Stay organized with due dates and reminders, all while keeping your data private and under your control.

Manage personal debts in multiple currenciesTrack IOUs and paymentsAdd partial and multiple payments
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6
MeTang (Expense Manager)
MeTang (Expense Manager)
MeTang (Expense Manager)
Expense Manager Application
Free

Easily record income and expenses using voice commands. Manage multiple accounts, track spending by category, and plan your budget. Secure your financial data with biometric authentication and back it up to cloud services.

Voice-based income and expense recordingMultiple account management (cash, deposits, credit cards)Extensive category options
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Unstoppable: Crypto Wallet
Unstoppable: Crypto Wallet
Unstoppable: Crypto Wallet
Private Bitcoin, Monero & more
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This non-custodial crypto wallet prioritizes user privacy and self-custody for managing Bitcoin, Monero, and other privacy coins. It offers advanced security features like passkey integration and duress mode, allowing users to control their assets without intermediaries.

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Earn Crypto on Card Spend.
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